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01 Jun 2017
Don’t let debt get you down
According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.
24 Mar 2017
Spring is sprung, now for the new year (!?)
Let’s begin with a quiz question. Why does the financial year run from April to March and not throughout a calendar year, which would seem to be more sensible?
25 Jan 2017
Who are you calling old?
Apparently, 50 is the ‘new’ 40 just as 40 was the ‘new’ 30. So says a generation which seems now to be routinely becoming parents into their 40s, 50 and even, in the case last week of art gallery impresario Dame Julia Peyton-Jones, at the age of 64.
25 Nov 2016
Autumn Statement
Hammond provides the keys to £7.2bn.
20 Oct 2016
Childcare
Parenthood is Mother Nature’s great leap of faith.
30 Sep 2016
Lending down, but the desire still burns!
The footprint of Brexit seems to be heavy still.
11 Feb 2016
The perfect family Valentine – A mortgage deposit
A Valentine is not just for lovers, it is also about love, reconciliation and about family.
09 Feb 2016
How safe are my savings?
We’ve all read heart-breaking stories of savers losing their hard-won nest-eggs – because of fraud, or bad advice.
08 Feb 2016
Our word is our Windfall Bond
Perusing The Sunday Times this weekend (January 18, 2016) I was titillated to read that a writer, who will be 50 this year, was given £10 in Premium Bonds by a relative in 1966.
04 Aug 2015
Housing crisis
The Chancellor's plan to restrict the tax advantages enjoyed by buy-to-let landlords has led to stringent criticism from the property world.
Tags: Mortgage
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