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19 Sep 2017
Why should I be surprised by openness and efficiency from a bank?
It was when I saw the legend John Cleese advertising a PPI claims company that I lost it. I bet I’m not the only one, but for years I have been barraged by text, by email, by advert – you name it – from aggressive companies telling me I can claim back PPI from my bank.
Tags: Finances
01 Jun 2017
Don’t let debt get you down
According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.
18 May 2017
Retirement is for old people
When HRH Prince Philip says he is retiring at the mere age of 95, then perhaps we should all start thinking about it.
29 Mar 2017
Let’s talk about death. That’s always hard.
It’s the kind of thing we don’t like to think about. It’s also the kind of thing we can’t help thinking about, especially when we have a family to consider. So why, when the roofs over our children’s heads are at stake, do so many primary earners in families not have life insurance policies?
08 Mar 2017
Joke and Mirrors
It took the Leader of the Opposition – not famous for being a free marketeer – to point out there was nothing in the Chancellor’s much-awaited Budget for those ‘struggling to get on the housing ladder’.
07 Mar 2017
Please Mr Chancellor, ease up on Stamp Duty
In years gone by Budget Day was brightened up by a lively betting market on all sorts of predictions.
16 Jan 2017
Beating the January blues
The Scots have a word for January so gloriously accurate it could be onomatopoeic: Dreech. It means grey, drizzly, windy and cold - weather conditions not unknown to any native of Scotland – but more recently it has come to mean a state of mind for the post-Christmas blues.
04 Aug 2016
How to protect your family from falling out
How many ways can a family fall out?
16 Mar 2016
The Chancellor backs savers for homes and retirement
He said it four times, so we can only assume he meant it.
22 Feb 2016
Death and taxes
Sometimes the two get combined which is what inheritance tax is all about.
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