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03 Aug 2017
What price a happy family?
In the past it was called the Nuclear Family. No-one is ever quite sure why it was so called but the traditional model of a ‘two parent, two child’ unit has always been deemed to be the ‘average’ family.
21 Jul 2017
One important thing to do with your kids this Summer holiday
“I’m bored!” Ever heard that one before?
14 Jun 2017
Give your savings a Brexit bonus?
If you ever wanted a chance to turn your dinner table conversation into cash… read on.
01 Jun 2017
Don’t let debt get you down
According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.
18 May 2017
Retirement is for old people
When HRH Prince Philip says he is retiring at the mere age of 95, then perhaps we should all start thinking about it.
25 Apr 2017
Are Premium Bonds worth their salt?
It seems the nation’s favourite fun savings product is not enjoying the best of times. National Savings & Investments (NS&I) has announced that it is to reduce the number of large prizes Premium Bond holders can win each month.
07 Apr 2017
Spring forward for the taxman
It’s normally a rather bossy command sent out to recalcitrant teenagers off to the Summer Ball. The phrase is ‘Know your limits’.
24 Mar 2017
Spring is sprung, now for the new year (!?)
Let’s begin with a quiz question. Why does the financial year run from April to March and not throughout a calendar year, which would seem to be more sensible?
08 Mar 2017
Joke and Mirrors
It took the Leader of the Opposition – not famous for being a free marketeer – to point out there was nothing in the Chancellor’s much-awaited Budget for those ‘struggling to get on the housing ladder’.
28 Feb 2017
Low interest rates abound, time for a Windfall?
Water, water everywhere and no a drop to drink, quoted the Ancient Mariner. Coleridge’s great words were about being left adrift in a small boat with a grand thirst and nothing but the undrinkable sea all around. There seems a parallel in this age’s ultra low interest rate environment. It seems increasingly hard to find anywhere to save your cash with any hope of a decent return.
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