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MORTGAGE CHARGES
During the life of your mortgage with Family Building Society there are some charges which may be incurred, so that none of these catch you by surprise, we have compiled the following list.

This list does not include standard initial charges associated with a mortgage (e.g. completion fees and/or early repayment charges) - these will be outlined in the specific product literature. Should an instance arise which is not included in this list, you will be advised in advance.

If we make any changes to our mortgage charges, we will let you know as part of your annual mortgage statement mailing. 

 

 General Charges

Amount          
 Change of parties administration fee (exclusive of legal cost) £125
 Certificate of title/proof of ownership £50
 Change of term fee £100
 Consent for installation of solar panels (exclusive of legal costs and valuation)  £125
 Consent to let a mortgaged property fee £125
 Duplicate statement fee (original supplied at no charge) £20
 Data accessing (Data Protection Act) £10
 Further advance processing (inclusive of revaluation) £125
 Further advance legal work (exclusive of disbursements e.g. search fees) £100
 List of account transactions £20
 Giving you a reference £50
 Option Sale agreement approval (exclusive of legal costs) £125
 Partial release of property/title alterations fee (exclusive of legal costs) £125
 Product fee (where applicable) various 
 Change of repayment method/product transfer of mortgage fee
 (exclusive of legal costs)        
£100
 Reinspection/Revaluation of mortgaged property fee £85
 Second charge registration fee £25
 Certificate of interest paid fee (per tax year) £20
 Funds transfer fee £30
 Additional Redemption Statement in the same month (initial statement free) £20
   
 Deeds/Redemption related charges Amount
 Request for legal documentation fee from £20
 Deeds production/Release fee £25
 Letter of no further interest £50
 Mortgage exit fee £100
   
 Arrears related administration charges Amount
 Administration charge for checking and signing Witness Statement £35
 Broken arrangement fee £20
 Non Standard arrears letter fee £20
 Payment of leasehold arrears £60
 Preparation of Pre-action Protocol Checklist/Witness Statement £50
 Unpaid/returned direct debit or cheque, or other unpaid receipt £25
 Warrant for possession £50
 Taking property into possession £125
 Agents instruction fee for attendance at possession from £295
 Arrears counselling services from £75
   
 Arrears related legal charges Amount
 Attendance at court hearing from £100
 Adjournment of hearing £25
 Witness Statement and instruction of agents to attend court hearing £200
 Application for possession warrant £50
 Conveyancing fee for sale from £250
 Issue of summons for possession £165
 Non standard letter £25
 Notice to occupiers, tenants and local authority £60
 Pre-action letter £25
 Re-instatement of hearing £35
 Re-issue of warrant £40
 Reply to application to suspend warrant £100
 Reply to defence/special Witness Statement from £100
 Supplemental Witness Statement £75
 Distribution of surplus sale proceeds from £100
   
 Arrears related disbursements Amount
 Court fee for interim application from £50
 Court fee for summons for possession £325 - £355 
 Court fee for warrant for possession £121
 Miscellaneous court fees from £50
 Miscellaneous sales expenses (e.g. agents fees, clearance fee) unlimited
 Miscellaneous search fees up to £50
 Miscellaneous agents fees (e.g. to attend hearing) unlimited
   

 

Family Building Society
Ebbisham House
30 Church Street
Epsom
Surrey KT17 4NL
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