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We pride ourselves on offering a range of savings accounts for a range of needs. If you know what type of savings account you're looking for (e.g. an ISA) please click on the relevant shortcut link below. Alternatively, if you'd like to browse our full range of currently available accounts, please scroll down to the table below.

We look forward to welcoming you as a member of the family!

Easy Access


These accounts allow you to access your funds with no waiting period and no access charges, although they may have a maximum permitted number of withdrawals each year.

Notice

           
You’ll have to wait an agreed amount of time to access your funds, but this can mean you sometimes get better interest rates compared with easy access accounts.

Fixed Term


If you're able to lock your money away for a period of time, these accounts are likely to provide amongst the highest interest rates we offer.

ISAs

           
You can earn tax-free interest on your savings with these accounts, but access to your funds may have some conditions. 

Children's Savings


For children and young adults aged 18 and under.

Fixed Rate
Cash ISAs

           
If you’re able to lock your money away for a period of time, these tax-free savings accounts give higher rates than our standard ISAs.

Withdrawn accounts

           
These are accounts that are not currently available, but from time to time we may offer them again.

 

 

All accounts

Account Interest rate
(Gross AER#)
Minimum
balance
Maximum balance Type of account Ways to open
Flexible ISA ^ 0.81% £500 £250,000 Tax-free
Variable rate

Post
Online
Branch

Market Tracker Cash ISA (2) ^ 0.85% £500 £100,000

Tax-free
Variable rate

Post
Online
Branch 
35 Day Notice Cash ISA ^ 0.95%
0.85%
0.75%
£30,000
£15,000
£3,000
£250,000 Tax-free
Variable rate
Post
Online
Branch
Cash Junior ISA ^ 2.25%
2.00%
1.50%
£3,000
£1,000
£1
£4,128 Children's savings
Variable rate
Tax-free
Post
Branch
Market Tracker Saver 0.80% £500 £100,000 Easy access
Variable rate
Post
Online
Branch
First Home Saver 0.75%
0.50%
0.31%
£5,000
£2,500
£100
£50,000 Easy access
Variable rate
Post
Online
Branch
Everyday Saver 0.56%
0.41%
0.31%
£50,000
£500
£100
£250,000 Easy access
Variable rate
Post
Online
Branch
Windfall Bond        0.25% £10,000 £10,000 Notice
Variable rate
Post
Online
Branch
Helping Hand Saver 0.75% £10,000 £200,000 Notice
Variable rate
Post
Online
Branch

35 Day Notice Saver 

Interest paid annually

 

             


Interest paid monthly



0.95%
0.85%
0.70%
0.60%

0.95%
0.85%
0.70%
0.60%


£100,000
£50,000
£10,000
£1,000

£100,000
£50,000
£10,000
£5,000


£250,000




£250,000


Notice
Variable rate



Notice
Variable rate


Post
Online
Branch


Post
Online
Branch
Junior Saver 1.75%
1.50%
1.00%
£3,000
£1,000
£1
£25,000

Children's savings
Variable rate

Post
Branch
2 Year Fixed Rate Bond

Interest paid annually


Interest paid monthly


1.86%
1.66%

1.86%
1.66%



£10,000
£1,000

£10,000
£5,000



£150,000


Fixed term


Post
Branch
Online
3 Year Fixed Rate Bond

Interest paid annually
                                   
Interest paid monthly
 

1.96%

1.96%
 

£10,000

£10,000


£150,000


Fixed term


Post
Branch
Online
2 Year Tracker Rate Bond

Interest paid annually

Interest paid monthly 


1.81%

1.81%


£5,000

£5,000


£150,000

£150,000


Fixed term


Post
Branch
Online
 1 Year Fixed Rate Cash ISA (3)  1.13% £1,000 £150,000 Tax-free
Fixed term
Post
Branch
Online

 

 

Easy Access accounts

Account Interest rate
(Gross AER#)
 
Minimum
balance
Maximum
balance
Ways to open
Flexible ISA ^ 0.81% £500 £250,000 Post
Online
Branch
Market Tracker Cash ISA (2) ^ 0.85% £500 £100,000 Post
Online
Branch
Everyday Saver
 
0.56%
0.41%
0.31%
£50,000
£500
£100
£250,000 Post
Online
Branch
First Home Saver 0.75%
0.50%
0.31%
£5,000
£2,500
£100
£50,000 Post
Online
Branch
Market Tracker Saver        0.80% £500 £100,000 Post
Online
Branch
Return to full list at top of page

Notice accounts

Account Interest rate
(Gross AER#)
 
Minimum
balance
Maximum
balance
Ways to open
35 Day Notice Cash ISA ^ 0.95%
0.85%
0.75%
£30,000
£15,000
£3,000
£250,000 Post
Online
Branch
35 Day Notice Saver

Interest paid annually




Interest paid monthly


0.95%
0.85%
0.70%
0.60%

0.95%
0.85%
0.70%
0.60%


£100,000
£50,000
£10,000
£1,000

£100,000
£50,000
£10,000
£5,000


£250,000




£250,000


Post
Online
Branch


Post
Online
Branch
Helping Hand Saver 0.75% £10,000 £200,000 Post
Online
Branch
Windfall Bond 0.25% £10,000 £10,000 Post
Online
Branch
 
Return to full list at top of page
                                                 

Fixed Term

Account Interest rate
(Gross AER#)
 
Minimum
balance
Maximum
balance
Ways to open 
2 Year Fixed Rate Bond

Interest paid annually


Interest paid monthly
 

1.86%
1.66%

1.86%
1.66%



£10,000
£1,000

£10,000
£5,000



£150,000


Post
Online
Branch 
3 Year Fixed Rate Bond

Interest paid annually
                                   
Interest paid monthly
 

1.96%

1.96%
 

£10,000

£10,000
 

£150,000


Post
Online
Branch 
2 Year Tracker Rate Bond

Interest paid annually

Interest paid monthly


1.81%

1.81%


£5,000

£5,000


£150,000

£150,000


Post
Branch
Online
                                               
 Return to full list at top of page
 

ISA accounts (Variable rate)

Account Interest rate
(Gross AER#)
 
Minimum
balance
Maximum
balance
Ways to open 
Market Tracker Cash ISA (2) ^ 0.85% £500 £100,000 Post
Online
Branch
35 Day Notice Cash ISA ^ 0.95%
0.85%
0.75%
£30,000
£15,000
£3,000
£250,000

Post
Online
Branch

Flexible ISA ^ 0.81% £500 £250,000 Post
Online
Branch      
Cash Junior ISA ^ 2.25%
2.00%
1.50%
£3,000
£1,000
£1
£4,128

Post
Branch

 Return to full list at top of page
                      

Children's Savings

Account Interest rate
(Gross AER#)
         
Minimum
balance               
Maximum
balance
 
Ways to open         
Cash Junior ISA ^                         2.25%
2.00%
1.50%
£3,000
£1,000
£1
£4,128 Post
Branch
Junior Saver 1.75%
1.50%
1.00%
£3,000
£1,000
£1
£25,000 Post
Branch
 
Return to full list at top of page
 

Fixed Rate Cash ISAs

Account Interest rate
(Gross AER#)
         
Minimum
balance               
Maximum
balance
 
Ways to open         
1 Year Fixed Rate Cash ISA (3) 1.13% £1,000
£150,000 Post
Online
Branch
 
# AER stands for Annual Equivalent Rate and illustrates what the annual rate would be
if interest was compounded.


^ Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment
of Individual Savings Accounts may vary.


Family Building Society
Ebbisham House
30 Church Street
Epsom
Surrey KT17 4NL
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