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21 Jul 2020
We’re all going on a Sunak holiday
I was talking to a friend of mine over the weekend who gave an interesting (if unfortunate in her case) apocryphal story about the immediate affect of the Chancellor’s Stamp Duty holiday.
Tags: Finances
08 Jul 2020
Read what our CEO Mark Bogard believes the Chancellor should have talked about
The Family Building Society believes that the Covid-19 crisis allows the Treasury to develop further its leading role in radical economic policy-making.
Tags: Finances
11 Jun 2020
Young people must come first
Covid-19 has hit the over 65s hard. It has also cut the ground from under the feet of the under 25s in particular but also Generation Y. And we are all going to be poorer for a long time.
Tags: Finances
08 Jun 2020
Is this the 'end of the beginning'? Part 2
We are emerging from this global crisis, of that there is no doubt. Economies around the world are beginning to take the padlocks off and opening the doors of business again.
Tags: Finances
02 Jun 2020
Is this the 'end of the beginning'? Part 1
Churchills famous words resonate around us now. Our greatest leader was talking in 1942 of the hard-won victory in North Africa over massed German forces. Britain and its Commonwealth Allies had battled hard to show what Churchill argued was not the Beginning of the End of the Second World War but was the first sign that it could be won.
Tags: Finances
23 Apr 2020
Reasons to be cheerful 1, 2, 3…
So sang the late, great post-punk storyteller Ian Dury. He was himself a man who faced challenges. Though he never allowed his physical handicap – polio – or his cultural one, namely an inability to sing very well, to stop him from reaching pop superstardom.
Tags: Finances
03 Feb 2020
Data shows lifeline needed for first time buyers
The Bank of Mum and Dad looks set for another busy year after new analysis of house price data has revealed house prices in London and the South-East are “almost entirely dislocated” from average earnings. Conversely, the research from Savills, the estate agents, has revealed house prices in Wales and the North of England are keeping pace with earnings.
Tags: Mortgage
26 Nov 2019
Degrees of difficulty – so think before you leap
A startling study released last week shows those educated to degree-level are more at risk of pension fraud than those without the qualification. A survey from the Financial Conduct Authority and the Pension Regulator shows fraudsters offering ‘free pension reviews’ with unsolicited phone calls target those with larger pension pots.
Tags: Cyber
21 Nov 2019
The big householder question answered
It’s perhaps one of the great first-world questions of our time. Not, will I need a visa to go to France next year, nor, will my adult kids ever leave home, nor, why are avocados so expensive these days, but: How much cheaper is it to pay off a mortgage than rent for 30 years?
Tags: Mortgage
23 Oct 2019
Choked off Stamp Duty giving government a headache
It seems the UK government might have another little headache on its hands. And this is one which might benefit us all as pressure continues to build on the power-that-be to reform the moribund Stamp Duty regime.
Tags: Mortgage
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