Right now there is a unique chance to get a great unfairness exposed on the national political agenda.

According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.

Empty-nesters will be putting their hands in their pockets to the tune of £6.5bn a year to help their adult fledglings flee the nest.

No-one knows better than us how hard the plight of the first time buyer is in this day and age. It is our business, after all, and we know exactly how stressful it can be.

When HRH Prince Philip says he is retiring at the mere age of 95, then perhaps we should all start thinking about it.

I just had the most unbelievable dream. I’d just bought my first home… then I woke up.

You get an email from a foreign prince promising you a portion of his vast fortune – we’re talking millions here. He says he needs your help to gain access to the money and has chosen you for your discretion and reliability. All he needs is for you to pay the legal fees, and then you’ll both be rich!

It seems the nation’s favourite fun savings product is not enjoying the best of times. National Savings & Investments (NS&I) has announced that it is to reduce the number of large prizes Premium Bond holders can win each month.

It’s normally a rather bossy command sent out to recalcitrant teenagers off to the Summer Ball. The phrase is ‘Know your limits’.

It’s the kind of thing we don’t like to think about. It’s also the kind of thing we can’t help thinking about, especially when we have a family to consider. So why, when the roofs over our children’s heads are at stake, do so many primary earners in families not have life insurance policies?