Announcing well-overdue planning reforms in England this week the Prime Minister acknowledged that young people were ‘angry’ about not being able to buy a home and were ‘right’ to be so.

So this week I turn 50. It’s a shock. OMG! I only started shaving a couple of years ago. Surely it’s no more than a decade since I bought my first old banger – a navy blue Triumph 1300 a year younger than me for £100.

What a load of old cobblers I am reading about Bitcoin.

We’ve had Black Friday, Blue Monday, and more than a few grey Tuesdays and Wednesdays. And damp Saturdays.

Most Budget speeches can give anyone a cold – to which Mr Hammond alluded as he reached for the cough sweets.

It’s one of the great conundra of life. The children leave home (finally!) by going on to university and they do so with your blessing.

It was when I saw the legend John Cleese advertising a PPI claims company that I lost it. I bet I’m not the only one, but for years I have been barraged by text, by email, by advert – you name it – from aggressive companies telling me I can claim back PPI from my bank.

Once again, the dark spectre of consumer debt threatens to run out of control and help send our economy hurtling towards a crash. Warnings are emerging from no less a body than the Bank of England, whose financial stability director said high street banks and others were entering a ‘spiral of complacency’ about mounting consumer debt levels.

In the past it was called the Nuclear Family. No-one is ever quite sure why it was so called but the traditional model of a ‘two parent, two child’ unit has always been deemed to be the ‘average’ family.

“I’m bored!” Ever heard that one before?