It was when I saw the legend John Cleese advertising a PPI claims company that I lost it. I bet I’m not the only one, but for years I have been barraged by text, by email, by advert – you name it – from aggressive companies telling me I can claim back PPI from my bank.

Once again, the dark spectre of consumer debt threatens to run out of control and help send our economy hurtling towards a crash. Warnings are emerging from no less a body than the Bank of England, whose financial stability director said high street banks and others were entering a ‘spiral of complacency’ about mounting consumer debt levels.

In the past it was called the Nuclear Family. No-one is ever quite sure why it was so called but the traditional model of a ‘two parent, two child’ unit has always been deemed to be the ‘average’ family.

“I’m bored!” Ever heard that one before?

If you’re pretty clued up on tech news, you’ll be familiar with the terms virtual reality (VR) and augmented reality (AR). If not, don’t fret.

I was given three pieces of advice by a wise old friend of mine – a veteran at fatherhood – when I discovered I was to become a father. It’s terrifying.

If you ever wanted a chance to turn your dinner table conversation into cash… read on.

No, I mean we as a population are aging.

Right now there is a unique chance to get a great unfairness exposed on the national political agenda.

According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.