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THE MORTGAGE WILL BE SECURED ON YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Here you will find a summary of our current Buy to Let products for existing customers, for more detailed information please click on the link below in the tables.

Alternatively you can contact our Family Service Team on 03330 140146 - we don't offer advice, but one of our team will be pleased to talk through any queries you have about our mortgage products. 

Or you can send us an email to mortgage.service@familybsoc.co.uk

DISCOUNTED VARIABLE RATES

Product name Initial interest rate

Followed
by our
Residential Investment MMR*,
currently

The overall
cost for comparison is 
Minimum interest
rate payable
Interest calculated   Max
Loan to Value
(LTV)
 
Cost to
transfer to this
product**  
Early Repayment Charges Further details
3 year 2.40% discount 2.74% 5.14% 4.5% APRC 2.64% Monthly 60% & below £0 Yes Click here
3 year 2.20% discount 2.94% 5.14% 4.6% APRC 2.84% Monthly Above 60%  £0 Yes Click here 

FIXED RATES

       

Product
name

Initial interest rate      

Followed
by our
Residential Investment MMR*,
currently

The overall cost for comparison
is             

Minimum interest rate payable    

Interest calculated

Max
Loan to Value
(LTV)

Cost to transfer to
this product**

Early Repayment Charges

Further details

3 year fixed rate until 31/07/2023 3.14% 5.14% 4.5% APRC No Monthly 60% and below  £0 Yes Click here
3 year fixed
rate until
31/07/2023
3.34%  5.14%  4.6% APRC No  Monthly   Above 60%  £0  Yes  Click here 
5 year fixed rate until 31/07/2025 3.34% 5.14% 4.2% APRC No Monthly 60% and below  £0 Yes Click here
5 year fixed rate until 31/07/2025 3.54% 5.14% 4.4% APRC No Monthly  Above 60%  £0 Yes Click here

OFFSET MORTGAGE

       
Product
name
Initial
interest
rate                                    
Followed by our
Residential Investment MMR*,
currently  
The overall cost for comparison
is  
Minimum interest rate payable       Interest calculated                  Max Loan to Value
(LTV) 
Cost to transfer to this product**    Early Repayment Charges       Further details
Offset Mortgage 2 Year 2.00% discounted rate 3.14% 5.14% 4.9% APRC 3.04% Monthly 60% and below £0 Yes Click here
Offset Mortgage 2 Year 1.80% discounted rate 3.34% 5.14% 4.9% APRC 3.24% Monthly Above 60%  £0 Yes Click here
Requires linked Offset Saver to be opened. Not available for Expats, mortgages held in trust or limited companies.

FOOTNOTES

* MMR stands for variable Managed Mortgage Rate.

** There is no cost to transfer to a new product for loans up to and including £1 million. For loans above £1 million the cost to transfer will be provided when enquiring.

Family Building Society
Ebbisham House
30 Church Street
Epsom
Surrey KT17 4NL
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