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This issue of the Market Tracker Cash ISA was withdrawn on 17 January 2017. 

The interest rate for this issue will change on 1 April 2017. Please see the important information section below for more detail.      

The Market Tracker Cash ISA key features are:       

  • Tax-free interest1
  • Easy access to your savings
  • Interest rate may go down as well as up
  • Save from £500 up to £100,000
  • Minimum withdrawal £100
  • Withdrawals, closure and transfer to another ISA provider without an access charge or loss of interest
  • Transfers from flexible and non-flexible Cash ISAs are accepted
  • Consistently competitive interest rate, avoiding the need to have to shop around regularly

The information provided below is a summary of the key features of the account and is not intended to be a substitute for reading the Product Features leaflet and General Conditions for our Savings Account booklet.

Important information

Account name


What is the interest rate?

 Rate effective from 1 January 2017 Tax-Free1 AER2
 £500+ 0.90%
From 1 April 2017, the interest rates will increase as below: Tax-Free1 AER2
£500+  0.91%

How is the interest rate calculated?

  • Interest is calculated daily and paid annually on 1 October
  • The interest rate tracks our Market Tracker Saver account interest rate, plus 0.10%
  • The interest rate on the Market Tracker Saver is calculated using data from Moneyfacts® and pays an average interest rate of the 20 highest gross annual variable interest rates, for an investment of £10,000, from a reference group. Further information on the reference group can be found at

Can the Family Building Society change the interest rate? 

Yes, we will review the interest rate four times a year in March, June, September and December and publish the results on our website no later than 15 calendar days before the end of the review month. Please refer to the 'Interest' section of the Product Features leaflet for further information 

What would the estimated balance be after 12 months?

 Opening balance Projected balance (Gross)
 £1,000  £1,009.00
  •  These projections are based on the current interest rates and assume that the account was opened with the stated amount with no additions or withdrawals made. Projected balance is at the end of 12 months
  • All projections are provided for illustrative purposes only and do not take into account individual circumstances
  • Actual interest may depend on the date the account was opened and the date that interest is paid

Can I withdraw money?

  • Withdrawals are available without notice or access charge and can be paid by bank transfer or transfer to another account with us. Minimum withdrawal is £100. Please see the 'Taking money out' section of the Product Features leaflet for full information
  • Transfer to another ISA provider is allowed

Additional information

TAX STATUS: Tax-free (the future tax treatment of Individual Savings Accounts may vary)

*This product is not a flexible ISA. Transfers in of flexible ISAs are allowed, however you will lose the flexibility of being able to replace withdrawn funds.

Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.

All financial information correct on 14 March 2017.

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03330 140 141
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Operating an account on behalf of someone else

This account is available for operation by Third Parties, Attorneys and Deputies. For information on how to set up any of these on your accounts please refer to our FAQs page where all the information you should need can be found. 

If you have already set up Power of Attorney, a Deputy or Third Party and wish to open this account, please also refer to our FAQs page where you can find details of the forms we require. 

If you have any further account opening queries please contact our New Business Team on 03330 140141.

Use of a debit card to deposit savings
Please note that the debit card you use to deposit money via the Online Service should be registered to the address we hold for you. 

Please note that our current individual transaction limit for debit card payments is £7,500.

Inheritance of ISA savings
If you would like to find out more about the features of inheriting ISA savings from a spouse or civil partner, please visit our FAQs page where you can find more information.

Family Building Society
Ebbisham House
30 Church Street
Surrey KT17 4NL
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