Notices
  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on 8 May until 3am on 9 May. We apologise for any inconvenience this may cause.

  • Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
  • Mortgage products - From Friday 3 May we have withdrawn all of our Owner Occupier and Buy to Let Fixed Rate mortgage products from sale for purchase, remortgage and further advance applications. If you are an existing borrower and your mortgage deal is ending and you would like to switch you can continue to have access to these products. Further information can be found here.

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Expat Owner Occupier mortgages for product switch

See our current range of expat Owner Occupier mortgage products available for product switch for existing borrowers.

All of these mortgage products have limited funds available and may be withdrawn at any time.

A summary of our current range of Expat Owner Occupier mortgage products available for product switch can be found here.

 

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Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217)

6.69% 8.44% 8.5%APRC
  • Interest-Only
60% £0
 

Some key features of this mortgage

  • Purpose - Expat for product switch
  • Discount - 1.75% applied to our Managed Mortgage Rate for 2 years
  • Minimum rate - 4.19% 
  • Loan to Value - Maximum 60%
  • Application Fee - £0
  • Valuation Fees - £0
  • Product Fee - £0
  • Early Repayment Charges -  2% in the first year, 1% in the second year
  • Maximum loan - No maximum
  • Minimum loan - No minimum
  • Cost for comparison - 8.5% APRC
  • Additional criteria - We require a UK address for the serving of notice

See full details for fee details, documents you'll need, and more.

6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218)

6.94% 8.44% 8.5%APRC
  • Interest-Only
80% £0

Some key features of this mortgage

  • Purpose - Expat product switch
  • Discount - 1.50% applied to our Managed Mortgage Rate for 2 years
  • Minimum rate - 4.44% 
  • Loan to Value - Maximum 80%.
  • Application fee - £0
  • Valuation fees - £0
  • Product fee - £0
  • Early Repayment Charges -  2% in the first year, 1% in the second year                                     
  • Maximum loan - No maximum.
  • Minimum loan - No minimum
  • Cost for comparison - 8.5% APRC
  • Additional criteria - We require a UK address for the serving of notice.
 

See full details for fee details, documents you'll need, and more.

Comparing two mortgage products

Mortage icon - House Mortgage icon - House
Product DYNAMIC DYNAMIC
Initial interest rate DYNAMIC DYNAMIC
Current follow on rate DYNAMIC DYNAMIC
Overall cost for comparison DYNAMIC DYNAMIC
Repayment or Interest-Only? DYNAMIC DYNAMIC
Max % loan to value (LTV) DYNAMIC DYNAMIC
Product fees DYNAMIC DYNAMIC
Additional benefits DYNAMIC DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.