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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 6pm on Sunday 5 April to midnight on Monday 6 April. We apologise for any inconvenience this may cause.
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IMPORTANT: The last day of the 2025 / 2026 tax year is Sunday 5 April.
Our online and postal ISA applications for this tax year will close from 5pm on Friday 27 March until the morning of Tuesday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.
Our expat mortgage offering
We offer Buy to Let expat mortgages for properties located in England or Wales. Applications for Owner Occupier expat mortgages for properties located in England or Wales can be made via an intermediary/broker.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
If you’re a UK citizen working abroad, or a foreign national living in the UK and paid in a foreign currency, we might be able to help you with an expat mortgage.
About our expat mortgage products
- We offer Buy to Let expat mortgages for properties located in England or Wales
- Applications for Owner Occupier expat mortgages for properties located in England or Wales can be made via an intermediary/broker.
- We accept applications from expats in over 40 countries, including the United States and Canada
- We lend to UK nationals aged over 18 working abroad, and whose families are remaining in the UK subject to certain conditions
- If you're a landlord, we have an expat offering for Limited Companies
- If you live in the UK, but are paid in a foreign currency, your repayment vehicle must be from a Sterling denominated UK asset. All applicants must hold a UK bank account
Please refer to our lending criteria for more information.
Product details
Our expat mortgages are available for Buy to Let, subject to certain conditions.
For more information click here.
Product details should be read in conjunction with our lending criteria.
Please contact us to arrange an appointment if you are in a position to apply or require advice, or have any questions:
Mortgage affordability calculator
Use our calculator to see how much money you may be able to borrow for a mortgage
Do you need our help?
To find out more about our expat mortgage options, or to check your eligibility, you can contact our friendly New Business Team.
