Notices
  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • Mortgage products - As of 5pm on Wednesday 5 March, new customers are no longer be able to apply for our Owner Occupier and Buy to Let Offset mortgage products. However, if you are an existing borrower, you are still able to apply for our Offset products for additional borrowing and product switches.

     

  • Please note that our Online Saver (9) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

  • Our new 1 Year Fixed Rate Bond (53) paying 4.57% AER on balances of £10,000+ is now on sale. Exclusively online only. Find out more here

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Monday 10 March at 10:00pm until Tuesday 11 March at 2:00am. We apologise for any inconvenience this may cause.

Stamp duty research

Our research has revealed that Stamp Duty Land Tax is suffocating the housing market. A real change is needed.

In October 2017 we carried out research, in conjunction with the London School of Economics (LSE), looking at the effects of Stamp Duty Land Tax (SDLT) on the housing market and the wider economy, and its impact on household behaviour.

Following that, in July 2018 we undertook some further research with LSE looking at the impact of SDLT. 

We believe the Government needs to urgently review and revise its approach to SDLT and re-think its housing policy. A real change is needed. 


Our research reports

You can download the reports here:

Bank of Mum and Dad research

We looked at how families approach parental help when buying a property, creating a range of guides to help both parents and adult children through every step of the journey.