Notices
  • Mortgage products - From today, Friday 22 November, we've made changes to our mortgage product range. This includes increases across our Owner Occupier Fixed Rate Repayment and Interest-Only products, as well as our Buy to Let Fixed Rate products.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to essential maintenance, our Online Service will be unavailable from Thursday 28 November at 10:00pm until Friday 29 November at 2:00am. We apologise for any inconvenience this may cause.

Stamp duty research

Our research has revealed that Stamp Duty Land Tax is suffocating the housing market. A real change is needed.

In October 2017 we carried out research, in conjunction with the London School of Economics (LSE), looking at the effects of Stamp Duty Land Tax (SDLT) on the housing market and the wider economy, and its impact on household behaviour.

Following that, in July 2018 we undertook some further research with LSE looking at the impact of SDLT. 

We believe the Government needs to urgently review and revise its approach to SDLT and re-think its housing policy. A real change is needed. 


Our research reports

You can download the reports here:

Bank of Mum and Dad research

We looked at how families approach parental help when buying a property, creating a range of guides to help both parents and adult children through every step of the journey.