Notices
  • Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    Plus exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

  • Mortgage products - On Wednesday 23 March, we made changes to our mortgage product range. These include rate adjustments across our fixed rate products, and an increase to our Owner Occupier Joint Borrower Sole Proprietor maximum LTV to up to 90% (with no additional security required) for loans up to £500,000.
  • Please note that our 1 Year Fixed Rate Bond (57) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

Buy to Let mortgage eligibility form

Find out how much you might be eligible to borrow with our Buy to Let mortgage eligibility form.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

This Buy to Let mortgage eligibility form has been designed to help us provide you with an estimation of how much you might be eligible to borrow. An estimation does not reserve funds for any specific product.

A response will be emailed back to you, normally within one business day and is valid for the following 14 days.

We must be satisfied that you are able to demonstrate a current track record (minimum 12 months) for either mortgage or rent payments. If you are not familiar with the lettings market and a landlord's responsibilities, a professional managing agent must be appointed for the letting. You must be either gainfully employed or have investment, pension or other income. Proof of income may be required.

Please note that the property to be mortgaged must be located in England or Wales. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

If you have any queries, please call our New Business Team on 03330 140140.

* Indicates required information

 

Applicant 1

Are you an expat? *

Have you ever:

Applicant 2

Are you an expat? *

Have you ever:

Property details

Will the property be occupied by any of the borrowers or any of their family members? *

If you have answered yes to the above, we cannot consider for a Buy to Let mortgage
Will the property be let on an Assured Shorthold Tenancy (AST) agreement? *

Will the property be let to students, let on a tenancy with more than four named tenants, let as a House in Multiple Occupation (HMO), or let to somebody with diplomatic immunity? *

If you have answered yes to the above, unfortunately we cannot consider
In the event of a rental void, could you afford to pay the mortgage for at least a 3 month period from your own income?

Is the property a Consumer Buy to Let? (i.e. Have you accidentally found yourself with a property to rent out – e.g. through an inheritance?) *

Note: Please be aware that if you are an expat, the mortgage will only be available on an Interest-Only basis.

 

 

Additional information

We use and retain details about you to respond to your enquiries, for research or analysis, and to check for mortgage eligibility. To find out more, you can read our privacy policy.