Buy to Let Mortgage Eligibility Form | Family Building Society

This Buy to Let mortgage eligibility form has been designed to help us provide you with an estimation of how much you might be eligible to borrow. An estimation does not reserve funds for any specific product.

A response will be emailed back to you, normally within one business day and is valid for the following 14 days.

We must be satisfied that you are able to demonstrate a current track record (minimum 12 months) for either mortgage or rent payments. If you are not familiar with the lettings market and a landlord's responsibilities, a professional managing agent must be appointed for the letting. You must be either gainfully employed or have investment, pension or other income. Proof of income may be required.

Please note that the property to be mortgaged must be located in England or Wales. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

If you have any queries, please call our New Business Team on 03330 140140.

* Indicates required information

How many applicants are there?*

Applicant 1

Title*

Surname*

Forename*

Contact telephone number*

Email address*

Age*

Are you an expat? *

Yes

Country of residence

Have you ever:

1. had a Court Order registered against you or any such proceedings pending ?*

2. made arrangements with creditors or been made bankrupt or any such proceedings pending ?*

3. had a mortgage application on a property refused ?*

4. been in excess of two monthly payments, in arrears with any credit or mortgage agreements or had a mortgaged property repossessed ?*

If your answer was 'Yes' to any of the last four questions please provide details:

Applicant 2

Title*

Surname*

Forename*

Age*

Are you an expat? *

Yes

Country of residence

Have you ever:

1. had a Court Order registered against you or any such proceedings pending ?*

2. made arrangements with creditors or been made bankrupt or any such proceedings pending ?*

3. had a mortgage application on a property refused ?*

4. been in excess of two monthly payments, in arrears with any credit or mortgage agreements or had a mortgaged property repossessed ?*

If your answer was 'Yes' to any of the last four questions please provide details:

Property details

Will the property be occupied by any of the borrowers or any of their family members? *

Yes

If you have answered yes to the above, we cannot consider for a Buy to Let mortgage

Will the property be let on an Assured Shorthold Tenancy (AST) agreement? *

Yes

If not, please clarify why

Will the property be let to students, let on a tenancy with more than four named tenants, let as a House in Multiple Occupation (HMO), or let to somebody with diplomatic immunity? *

Yes

If you have answered yes to the above, unfortunately we cannot consider

In the event of a rental void, could you afford to pay the mortgage for at least a 3 month period from your own income?

Yes

Is the property a Consumer Buy to Let? (i.e. Have you accidentally found yourself with a property to rent out – e.g. through an inheritance?) *

Yes

Gross monthly rent*

Is the property located in England / Wales?* If the answer is NO we cannot proceed

Please select the mortgage type*

Property type / construction*

Note: Please be aware that if you are an expat, the mortgage will only be available on an Interest-Only basis.

Loan amount*

Existing mortgage loan amount (if applicable)

Loan term*

Purchase price / property value (minimum £120,000)*

Repayment

Interest-Only

Additional information

Please add any additional information here.

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