Notices

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

  • Mortgage products - From today, Monday 24 March, we’ve made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.

     

  • Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only.  Find out more here

Buy to Let mortgage eligibility form

Find out how much you might be eligible to borrow with our Buy to Let mortgage eligibility form.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

This Buy to Let mortgage eligibility form has been designed to help us provide you with an estimation of how much you might be eligible to borrow. An estimation does not reserve funds for any specific product.

A response will be emailed back to you, normally within one business day and is valid for the following 14 days.

We must be satisfied that you are able to demonstrate a current track record (minimum 12 months) for either mortgage or rent payments. If you are not familiar with the lettings market and a landlord's responsibilities, a professional managing agent must be appointed for the letting. You must be either gainfully employed or have investment, pension or other income. Proof of income may be required.

Please note that the property to be mortgaged must be located in England or Wales. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

If you have any queries, please call our New Business Team on 03330 140140.

* Indicates required information

 

Applicant 1

Are you an expat? *

Have you ever:

Applicant 2

Are you an expat? *

Have you ever:

Property details

Will the property be occupied by any of the borrowers or any of their family members? *

If you have answered yes to the above, we cannot consider for a Buy to Let mortgage
Will the property be let on an Assured Shorthold Tenancy (AST) agreement? *

Will the property be let to students, let on a tenancy with more than four named tenants, let as a House in Multiple Occupation (HMO), or let to somebody with diplomatic immunity? *

If you have answered yes to the above, unfortunately we cannot consider
In the event of a rental void, could you afford to pay the mortgage for at least a 3 month period from your own income?

Is the property a Consumer Buy to Let? (i.e. Have you accidentally found yourself with a property to rent out – e.g. through an inheritance?) *

Note: Please be aware that if you are an expat, the mortgage will only be available on an Interest-Only basis.

 

 

Additional information

We use and retain details about you to respond to your enquiries, for research or analysis, and to check for mortgage eligibility. To find out more, you can read our privacy policy.