Notices

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

  • Mortgage products - From today, Monday 24 March, we’ve made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.

     

  • Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only.  Find out more here

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Tuesday 25 March at 10:00pm until Wednesday 26 March at 1:00am. We apologise for any inconvenience this may cause.

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All our savings accounts are FSCS protected.fscs_logo
Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers?

1 Year Fixed Rate Bond (54)
4.60%
  • Fixed
 £10,000

This account is available to new and existing customers.

 Yes Not permitted. Yes
Full details and apply

Market Tracker Cash ISA (2)
4.55%
  • Tracker
  • Variable
 £1

Apply and manage online, by post or at our Epsom branch

 No Unlimited Yes
Full details and apply

Market Tracker Saver (1)
4.50%
  • Tracker
  • Variable
 £1

Open online, by post or in branch.

 No £25,000 per day, per account | 20 allowed annually. Yes
Full details and apply

1 Year Fixed Rate Bond (51)
4.10% to 4.30%
  • Fixed
 £1,000

This account is available to new and existing customers.

 Yes Not permitted. Yes
Full details and apply

1 Year Fixed Rate Cash ISA (38)
4.10%
  • Fixed
 £1,000 This account is available to new and existing customers.
    		 No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. Yes
    Full details and apply

    2 Year Fixed Rate Cash ISA (33)
    3.95%
    • Fixed
    		 £1,000

    This account is available to new and existing customers.

      		 No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. Yes
      Full details and apply

      2 Year Fixed Rate Bond (44)
      3.90% to 4.10%
      • Fixed
      		 £1,000

      This account is available to new and existing customers.

      		 Yes Not permitted. Yes
      Full details and apply

      3 Year Fixed Rate Cash ISA (30)
      3.85%
      • Fixed
      		 £1,000

      This account is available to new and existing customers.

        		 No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. Yes
        Full details and apply

        35 Day Notice Cash ISA (3)
        3.80% to 4.00%
        • Variable
        		 £3,000.

        Open online, by post or in branch

        		 No After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. Yes
        Full details and apply

        Junior Saver (2)
        3.75% to 4.00%
        • Variable
        		 £1
        • Interest rates depend on balance
        • Open and manage by post or in branch.
        		 No 12 allowed annually. Yes
        View full details

        3 Year Fixed Rate Bond (44)
        3.70% to 3.90%
        • Fixed
        		 £1,000 This account is available to new and existing customers. Yes Not permitted. Yes
        Full details and apply

        35 Day Notice Saver (3)
        3.65% to 4.00%
        • Variable
        		 £1,000
        • Interest rates depend on balance
        • Apply online, by post or in branch.
        		 Yes After 35 days notice. Yes
        Full details and apply

        5 Year Fixed Rate Cash ISA (33)
        3.60%
        • Fixed
        		 £1,000 This account is available to new and existing customers.
          		 No Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. Yes
          Full details and apply

          5 Year Fixed Rate Bond (38)
          3.55% to 3.75%
          • Fixed
          		 £1,000

          This account is available to new and existing customers.

          		 Yes Not permitted. Yes
          Full details and apply

          Family Security Account (1)
          3.55%
          • Mortgage linked
          		 £5,000
          • The Family Security Account can only be opened by a family member of a Family Mortgage applicant requiring the security provided by this account
          • The account can only be applied for and operated by post
          		 No Withdrawals or account closure are only available following a review of the linked Family Mortgage No
          View full details

          Windfall Bond
          3.50%
          • Variable
          		 £10,000 Open online, by post or in branch. No No withdrawals. Closure after 35 days' notice. Yes
          Full details and apply

          Flexible ISA (3)
          2.85%
          • Variable
          		 £500
          • Manage online.
          		 No 12 allowed annually. Yes
          Full details and apply

          Branch Saver (5)
          2.80% to 2.90%
          • Variable
          		 £1
          • Interest rates depends on balance
          • Passbook-based account.
          		 No Immediate withdrawal by cheque from branch is £50,000 only. Yes
          View full details

          Everyday Saver (3)
          2.75% to 2.85%
          • Variable
          		 £100
          • Interest rates depend on balance
          • Open & manage online.
          		 No 12 allowed annually. Yes
          Full details and apply

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          Note that products are subject to additional terms and subject to change. See a product's full details to find out more.