Notices

Windfall Bond has been withdrawn from sale

Please note:
The Windfall Bond has been withdrawn for new account openings. However, the regular monthly draw will continue as normal. Further information can be found here.
New account holders: Newly opened accounts need to be fully funded and nominated bank details registered before the end of October to be eligible for entry into the December Prize Draw.

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Useful information for new mortgage borrowers

All the information you need including our mortgage affordability calculator and current lending terms.

Mortgage affordability calculator

Use our simple calculator to see how much you can afford to borrow for your new home.

Getting a mortgage - what you need to know

Our comprehensive guide highlights everything you need to know about getting a mortgage, including useful tips for first time through to last time buyers.

Download brochure

Mortgage eligibility

Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.

Check Owner Occupier eligibility

Check Buy To Let eligibility

Mortgage lending criteria

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

Our current lending terms

Mortgage Advice Service

Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.

Our Mortgage Advice Service

Mortgage charges and application fees

Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.

Our charges and fees