Notices

Savings customers - the interest rates on many of our variable rate savings products will be decreasing from 6 January 2025. Find out more

We will be emailing or writing to you shortly to let you know of how these decreases affect you. In the meantime, you can see all of these changes here.
Mortgage customers - our Managed Mortgage Rate (MMR) will decrease by 0.25% from 20 January 2025. Find out more:

From 20 January 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them.
View our Christmas opening hours here. For information on bank transfer processing times over the Christmas period please click here.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.75% on 7 November 2024. Find out more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.
(Notice updated 08/11)

Windfall Bond

Our Windfall Bond account earns you interest and entry into a monthly free prize draw with a chance to win between £100 and £50,000.

See full product details

Please note: The Windfall Bond has been withdrawn for new account openings.

However, the regular monthly draw will continue as normal

35 day notice savings account

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly free prize draw for the chance to win up to £50,000.

See full product details

Upcoming prize draw and prizes!

Find out how many prizes are on offer at the next prize draw

and upcoming draw dates

Find out!

How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Windfall Bond Prize allocation

The number of prizes entered into the Monthly Free Prize Draw will vary each month. Find details of the prize allocation method we use

Find out more

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Do you need our help?

If you have any questions about the Windfall Bond, please contact our New Business Team

Get in touch

* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.