Notices

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to planned essential maintenance, our Online Service will not be available between the hours of 8:00 am until 6:00 pm on the 15 December. We apologise for any inconvenience this may cause.

Family Mortgage monthly repayment calculator

Calculate the security needed and what your monthly repayments could be with our Family Mortgage.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Family Mortgage allows you to combine a 5% deposit with assets from your family to buy a place of your own.

Use our calculator to calculate the security you and your family will need and what your monthly repayments could be with our Family Mortgage on a five year fixed rate.

Key points to keep in mind

  • For the Family Mortgage you must have at least a 5% deposit.
  • The assets your family contribute to the mortgage must bring the total deposit up to 25%.
  • You can use any combination of the three additional security options to bring your total deposit up to 25%.

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Your mortgage details