Notices
  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

  • Mortgage products - From today, Monday 24 March, we’ve made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.

     

  • Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only.  Find out more here

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Tuesday 25 March at 10:00pm until Wednesday 26 March at 1:00am. We apologise for any inconvenience this may cause.

Later life borrowing, Family-assisted mortgages

Mortgages for all

We want to help any generation get on the property ladder, from the first time buyer to the last time buyer.

Compare all Owner Occupier mortgages

Compare all Buy to Let mortgages
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why choose Family Building Society?

 A personal and common sense approach to lending    

 

 Over 65? No problem. We don't judge based on age    

 

 A range of mortgages for landlords & the self employed

 

 Tailored credit checks rather than credit scoring

 

 Specialist mortgages tailored to first time buyers

 

 Expat mortgages for UK nationals                         

 

Know what type of mortgage you need?

We have a variety of mortgage options and many of our products also have their own mortgage calculators. Our products also often cater for specialist criteria.

 

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Moving home & remortgage

If you want a regular fixed, variable or tracker mortgage.

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Savings offset

Reduce payments or term with an offset account.

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First time & family assisted

So you can help loved ones get on the property ladder.

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Later life lending

Borrowing into and during retirement, plus equity release.

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Expat borrowing

If you're away from the UK but want to buy here.

BTL-mortgages

Buy to Let

A range of mortgages for individuals and Limited Companies.

Want to see what you could borrow?

Start our quick mortgage affordability calculator to see what we could lend to an owner occupier.

I need a Buy to Let calculator

Want to talk to someone? Contact us for mortgage advice

Call 03330 605448Request a call back

Existing borrower information

Quick access whether you need to download mortgage forms, look to borrow more, switching your mortgage and more.

View all exisiting borrower information

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

More about who we areView our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.