Notices

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to planned essential maintenance, our Online Service will not be available between the hours of 8:00 am until 6:00 pm on the 15 December. We apologise for any inconvenience this may cause.

Savings calculator

Unsure about the most effective way to save? Let's see how you could make your money go further and reach your savings goal.

Why use a savings calculator?

Our savings calculator is designed to help you work out how long it will take to reach your savings goal.

You can plan and manage long or short-term savings goals, whether you’re saving for a holiday, a house deposit, planning a wedding or for emergency funds. Our calculator can help you set a clear path for where you want to go.

Our calculator can help you work out how long it will take to reach your savings goal, and determine how much you need to save each month to meet a specific deadline. Additionally, it can show you how your savings can grow over time.

Compound interest is when you earn interest on both your initial deposit and on the interest already added to your account.

Our calculator takes compound interest into account and so the results you’re given will help you determine exactly how much your savings could be. 

We offer a variety of savings accounts with different interest rates and terms. You can choose an account that matches with your specific savings goal and savings deadline.  

Our easy access accounts offer you the freedom and flexibility to access your money without needing to wait for a notice period. Perfect for a short-term savings goal. You can compare all our easy access products here.

A notice savings account typically offers a better return on your savings, compared to easy access accounts. Our notice savings accounts usually require a notice period of either 35 or 90 days, but this may differ subject to account availability. This type of account is likely to be the best fit for you if you don’t need access to your money in the short-term. You can compare our notice savings accounts here.

If you want to save for your child’s or grandchild’s future, we offer a range of children’s savings accounts. Find out more here.

What do you want to calculate?

Over 125 years looking after people's money

For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.



More about who we areView our awards