Notices

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

  • Mortgage products - From today, Monday 24 March, we’ve made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.

     

  • Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only.  Find out more here

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable between Tuesday 25 March at 10:00pm until Wednesday 26 March at 1:00am. We apologise for any inconvenience this may cause.

Savings calculator

Unsure about the most effective way to save? Let's see how you could make your money go further and reach your savings goal.

Why use a savings calculator?

Our savings calculator is designed to help you work out how long it will take to reach your savings goal.

You can plan and manage long or short-term savings goals, whether you’re saving for a holiday, a house deposit, planning a wedding or for emergency funds. Our calculator can help you set a clear path for where you want to go.

Our calculator can help you work out how long it will take to reach your savings goal, and determine how much you need to save each month to meet a specific deadline. Additionally, it can show you how your savings can grow over time.

Compound interest is when you earn interest on both your initial deposit and on the interest already added to your account.

Our calculator takes compound interest into account and so the results you’re given will help you determine exactly how much your savings could be. 

We offer a variety of savings accounts with different interest rates and terms. You can choose an account that matches with your specific savings goal and savings deadline.  

Our easy access accounts offer you the freedom and flexibility to access your money without needing to wait for a notice period. Perfect for a short-term savings goal. You can compare all our easy access products here.

A notice savings account typically offers a better return on your savings, compared to easy access accounts. Our notice savings accounts usually require a notice period of either 35 or 90 days, but this may differ subject to account availability. This type of account is likely to be the best fit for you if you don’t need access to your money in the short-term. You can compare our notice savings accounts here.

If you want to save for your child’s or grandchild’s future, we offer a range of children’s savings accounts. Find out more here.

What do you want to calculate?

Over 125 years looking after people's money

For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.



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