Compare all our easy access savings accounts

You can open an account as an individual, jointly or as an attorney. You must be ordinarily resident in the UK for tax purposes.

We don’t have a limit to the number of easy access savings accounts you can have. The overall maximum investment any one individual can have with us for all share accounts is £2,000,000.

Yes, your savings are in safe hands, protected up to a total of £85,000 by the Financial Services Compensation Scheme.

This limit is applied to the total of any deposits you have with the following: Family Building Society and National Counties Building Society. Any total deposits you hold above the limit between these brands are unlikely to be covered. 

Learn more about the FSCS. 

If getting access to your savings and having the ability to make withdraws easily is a priority for you when saving, then an easy access savings account is likely to be suitable for you.

You can earn tax-free interest up to your Personal Savings Allowance. The allowance is £1,000 in interest each tax year for basic rate taxpayers and £500 for higher rate taxpayers. There is usually no allowance for additional rate tax payers.

We also offer a range of tax-free Easy Access Cash ISAs, which can be found here.

Yes, all our easy access savings accounts have variable interest rates and may change as per the terms and conditions of the particular account. Further information can be found in ‘Section 14: Interest’ of our General Conditions for our Savings Accounts about when we may make changes to the interest rate and how this will be communicated. 

Notice accounts require you to give notice if you wish to withdraw your money, whereas easy access accounts do not. Easy access accounts typically pay lower rates of interest, but depending on if you need the flexibility of access, then an easy access account is likely to be best suited to you!