Notices

Savings customers - the interest rates on many of our variable rate savings products will be decreasing from 6 January 2025. Find out more

We will be emailing or writing to you shortly to let you know of how these decreases affect you. In the meantime, you can see all of these changes here.
Mortgage customers - our Managed Mortgage Rate (MMR) will decrease by 0.25% from 20 January 2025. Find out more:

From 20 January 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them.
View our Christmas opening hours here. For information on bank transfer processing times over the Christmas period please click here.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.75% on 7 November 2024. Find out more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.
(Notice updated 08/11)

Mortgage Charter request form

If you'd like to request to temporarily change your mortgage product using one of the options set out by the Mortgage Charter, you'll need to complete the following form.

Mortgage Charter request form

* Indicates required information

Number of account holders

Account holder 1 - First name*

Account holder 1 - Last name*

Account holder 2 - First name*

Account holder 2 - Last name*

Account holder 3 - First name*

Account holder 3 - Last name*

Account holder 4 - First name*

Account holder 4 - Last name*

Mortgage account number*

Note: This must be an owner occupier mortgage.

Postcode of the property you have a mortgage on with us*

Contact phone number*

Email address*

Which of these options would you like to select?*

For how long would you like this option for?*

Confirmation

Please Select

I/We understand that my contractual monthly payment will increase after the Interest-Only period ends*

Please Select

I/We understand that my new contractual monthly payments will continue for the period I have chosen to extend the term by. Alternatively, if I/We choose to revert to the original date the mortgage term was due to end, this will result in increased monthly payments.*

Please Select

I/We understand that I must not cancel the direct debit authority for my monthly mortgage payment.*

Please Select

I/We confirm that I am currently not in arrears on my mortgage.*

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