More in this section

Think it’s impossible to raise money if you’re retired or nearing retirement? We disagree.

Many of the big banks won’t lend beyond the age of 70, but at the Family Building Society we don’t use computers to decide whether you should have a mortgage or not, nor do we make your age the ultimate factor in our decision to lend.

You may not have considered a mortgage as suitable, or thought that such an option was available to you, but as a viable and longer term alternative to equity release, or a way to help the next generation in their financial future, it may be ideal for your particular needs.

We have a number of different mortgage options available to suit your needs. As well as our normal mortgage products for moving home or remortgaging, you may be interested in our Retirement Lifestyle Booster. The Retirement Lifestyle Booster is an interest-only mortgage that pays a fixed sum each month for 10 years. There is also the option to receive a lump sum at the beginning. Find out more here.

Why choose a mortgage from the Family Building Society?

• We’ve been providing mortgages to those aged 65 or over for many years
• We offer generous terms where other lenders often don’t – lending up to a 5 year term to an 89 year old and up to a 16 year term for a 70 year old for example
• We take into account earned income up to age 70 and pension income beyond that
• Our personal approach to lending and underwriting means we can advise on a variety of solutions that fit your unique needs

See our case studies below for genuine examples of how we’ve helped retired customers achieve their dreams:






FBS_JOHNSON_CASESTUDY_button_240x171_JULY16_ii4 FBS_COX_CASESTUDY_button_240x171_JULY16_ii3

FBS_BROUGH_CASESTUDY_button_240x171_JULY16_ii2 FBS_ROGER_CASESTUDY_button_240x171_JULY16_ii5


If you’re retired and have a pension, and are looking for an alternative to equity release, then the Family Building Society may be able to help where the big banks can’t.

If you’d like to find out more about our later life lending, or to check your eligibility, call us on 03300 244625 or email newbusiness@familybsoc.co.uk

 

Call Us On
03300 244625
       

THE MORTGAGE WILL BE SECURED ON YOUR HOME

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOU MORTGAGE
                 

 

SHARE THIS

  

Family Building Society
Ebbisham House
30 Church Street
Epsom
Surrey KT17 4NL
Follow Us