Notices
  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to planned essential maintenance, our Online Service will not be available between the hours of 8:00 am until 6:00 pm on the 15 December. We apologise for any inconvenience this may cause.

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UK Savings Week is back

Driving awareness of the importance of saving, and helping to build financial resilience and confidence.

UK Savings Week was launched in 2022 by the Building Societies Association (BSA) - the body that represents the 26 million building society members in the UK to politicians and regulators. 

Since launch, building societies, credit unions, charities and consumer groups have all come together, joining the campaign to promote the benefits of saving.

This year, UK Savings Week aims to encourage people to take control of their finances - helping those with no savings to achieve financial resilience by building an emergency savings buffer and encouraging those who already have savings to make the most of their pot and help it last longer.

Types of savings accounts

Knowing what type of savings accounts are available will help you know which one is right for you.

Why do we need to save?

Financial resilience is important. As recent events have shown more than once, we never know what’s around the corner. Having some savings put aside can be a hugely reassuring safety net to fall back on. However, according to the Money & Pensions Service there are 14 million people who have less than £100 to fall back on in an emergency. If you or a family member don't have much put aside and feel it's time to start building up a savings pot, UK Savings Week has plenty of tips to help you to look at your money, take control and work out how much you can comfortably put aside each month. 

And if you have savings, it's really important to regularly review your accounts to make sure they're working hard to help you achieve your savings goals. Bank of England data shows there is £250 billion of deposits in accounts not earning any interest at all.

UK Savings Week provides a wealth of information, whether you or a family member are just starting to think about putting some savings aside, or you want to make more of the savings you do have.

Visit UK Savings Week to find out more

 

When you're saving, it often helps to set a goal and know how much you need to put away each month to reach your goal, or how long it might take you.

What do you want to calculate?

Some of our useful resources

We have a range of money guides for adults and children to help whatever lifestage you're at.

 
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Money guides for children

Money habits are formed from as young as age seven, yet only 48% of 7–17-year-olds receive financial education at home or in school in the UK. 

This #uksavingsweek help your child build the skills and confidence to manage their own money with our free money guides for ages 5-18.

From learning what money is, to how to save and budget and the different ways of borrowing, our useful guides can help your children or grandchildren learn to handle money with confidence.

Find out more

 
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Helpful money guides

From looking after your money to planning for future life events, our useful guides can help and support you along the way.

  • Different types of savings accounts
  • Planning your finances and budgeting
  • Borrowing and debt
  • Raising children and saving for their future
  • Higher education
  • Extra support managing your finances

View the guides here

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It's ok if you're not ready to save

With the current cost-of-living crisis, you, or your friends and family, might not be in a position to save right now.

We understand that there are times when we all need a little extra help and support for whatever reason, and sometimes we need to use our money in a different way from how we'd planned.

Learn more about additional support we can offer