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16 Aug 2019
Gout and about
I have discovered, or rather been painfully reminded, this week there can be consequences for having too much fun. Namely, gout. Serves you right, I hear you say. But it is, painfully dull.
16 Aug 2019
Happy birthday to us – with the emphasis on happy
It used to be said by insurance salesmen of the old school, that the way to sell life assurance was to ‘scare ‘em to death’. So if the salesman was talking to a couple, he’d start talking to the woman. Often the man would interject fairly quickly. The salesman would say to the woman, “No, imagine that he’s dead”. The man would often just keep going. At this point the salesman would get out a small coffin and say, “No, you’re in there!”
15 Feb 2019
The Bank of Mum and Dad can be great, but beware the potholes
There is a tried and trusted phrase used widely by the military. It states: “The first casualty of any contact with the enemy - is the plan.”
06 Nov 2018
Marry me – or pay the tax
Famous examples of this perverse law at play are both positive and negative – as defined by the 20th century Harvard sociologist Robert K Merton (who also, interestingly, defined the Self-Fulfilling and -Defeating Prophesy).
26 Apr 2018
Six steps for ISA investing in peace
The Individual Savings Account passed its 18th birthday last year and has undergone as many drastic changes as any teenager.
20 Mar 2018
Five financial things I have learned about being 50
So this week I turn 50. It’s a shock. OMG! I only started shaving a couple of years ago. Surely it’s no more than a decade since I bought my first old banger – a navy blue Triumph 1300 a year younger than me for £100.
Tags: Finances
07 Feb 2018
Bitcon be damned – watch your mortgage instead?
What a load of old cobblers I am reading about Bitcoin.
Tags: Finances
05 Feb 2018
Two very simple steps to clearing January debt
We’ve had Black Friday, Blue Monday, and more than a few grey Tuesdays and Wednesdays. And damp Saturdays.
Tags: Finances
19 Sep 2017
Why should I be surprised by openness and efficiency from a bank?
It was when I saw the legend John Cleese advertising a PPI claims company that I lost it. I bet I’m not the only one, but for years I have been barraged by text, by email, by advert – you name it – from aggressive companies telling me I can claim back PPI from my bank.
Tags: Finances
01 Jun 2017
Don’t let debt get you down
According to recent publications from the Bank of England over the past year or so, outstanding consumer credit is reaching highs that bring to mind spending levels with borrowed money last seen prior to the 2008 recession. Driven in part by the rising popularity of car finance schemes, it’s also come with a spike in declared insolvencies, in particular, Individual Voluntary Arrangements (IVAs). They may seem like a not too unattractive way to clear the majority of your debt without declaring actual bankruptcy, but can actually cause more difficulties in the long run.
Tags: Mortgage
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