Notices

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to planned essential maintenance, our Online Service will not be available between the hours of 8:00 am until 6:00 pm on the 15 December. We apologise for any inconvenience this may cause.

Offset mortgage calculator

Use our offset mortgage calculator to see how your savings could reduce your mortgage term or monthly payments.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out how much interest you can save over the term of your mortgage, simply insert the mortgage amount and the amount of savings you wish to deposit in your Offset Saver account. Then select the term of the mortgage from the drop down menu, press 'Calculate' and see how much interest you could save and the length of time you would shave off your mortgage term.

This calculator is for illustrative purposes only.

All fields marked '*' are required

Loan & Offset Values