Notices

Savings customers - the interest rates on many of our variable rate savings products will be decreasing from 6 January 2025. Find out more

We will be emailing or writing to you shortly to let you know of how these decreases affect you. In the meantime, you can see all of these changes here.
Mortgage customers - our Managed Mortgage Rate (MMR) will decrease by 0.25% from 20 January 2025. Find out more:

From 20 January 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them.
View our Christmas opening hours here. For information on bank transfer processing times over the Christmas period please click here.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.75% on 7 November 2024. Find out more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.
(Notice updated 08/11)

Go paperless for AGM information

If you haven’t done so already you can register to receive future information about our AGM by email, as well as committing to voting online.

If you haven’t done so already you can register to receive future information about our AGM by email, as well as committing to voting online. This helps us to reduce the amount of paper we use, so it’s great for the environment, and it also saves time for you too, as you won’t have to pop to the postbox.

By going paperless, you’ll have easy access to all the information about the AGM, and there will be handy links to the voting portal, making the voting process very quick and easy.

If you would like to receive future information about our AGM by email, please email agm@ncbs.co.uk confirming your full name and address, along with your email address.

Go paperless now!

By supplying your email address you agree to us sending your AGM information by email for future AGMs. This means that you agree to access your AGM documents and give voting instructions through our secure online voting site via links sent to your email address. This will not affect the way in which you receive other communications from us.

If for any reason we are unable to use your email address to send you information about our AGM, we will send you a copy in the post instead.