Offset mortgages are different to traditional mortgage arrangements, but the difference brings distinct advantages to those who hold savings that they would like to put to better use. In particular, offset mortgages may be suitable for those who have to put aside money for specific purposes but do not need to use it right at the present time, for example savings put aside for a wedding, special birthday, or the self-employed who need to regularly save in order to pay tax twice a year.
You probably have a lot of questions about how the Offset Mortgage could work for you - we are here to help! If you like, you can continue exploring our website for more information, alternatively you can get in touch with us in one of the following ways:
- If you're in a bit of a rush but you would like to know more, you can complete the Three Quick Questions form.
- If you have 5-8 minutes to spare and you have some financial information to hand - for example details about the home buyers salary and monthly outgoings - then you may wish to make an enquiry. You can do this by selecting the 'enquire now' button on the right of the screen.
- Alternatively, you can call our Customer Team who will be happy to provide more information about how the Offset Mortgage works.
If you are interested in our Buy to Let Offset Mortgage, please click here.