THE MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We offer But to Let expat mortgages for properties located in England or Wales. We're able to lend to UK Nationals aged over 18 who are working abroad, and whose families are remaining in the UK subject to certain conditions. Our expat mortgages are only available on an Interest-Only basis.
Please refer to our lending criteria for more information. Product details should be read in conjunction with our lending criteria. You may also find our 'Getting a Mortgage: what you need to know' guide helpful, which gives information on mortgages.
If you have any questions you can contact our New Business Team on 03330 140140 - we don't offer advice, but one of our team will be pleased to talk through any queries you have about our mortgage products.
PURCHASE OR REMORTGAGE
Product
name |
Initial
interest rate |
Followed
by our
RI MMR^ currently |
The overall
cost for comparison
is |
Minimum
interest
rate payable |
Early
repayment charges |
Fees |
Maximum LTV# |
Further details |
Discounted initial variable rate - INTEREST-ONLY |
3 year 1.68% discount |
3.46% |
5.14% |
5.0% APRC |
3.36%
|
Yes |
Yes |
60% |
Click here |
3 year 1.38% discount |
3.76% |
5.14% |
5.0% APRC |
3.66%
|
Yes |
Yes |
65% |
Click here |
MORTGAGE PRODUCT COMING TO AN END?
Product
name |
Initial
interest rate |
Followed
by our
RI MMR^ currently |
The overall
cost for comparison
is |
Minimum
interest
rate payable |
Early
repayment charges |
Cost to
transfer
this product |
Maximum LTV# |
Futher details |
Discounted initial variable rate - INTEREST-ONLY
|
3 year 1.68% discount |
3.46% |
5.14% |
4.8% APRC |
3.36% |
Yes |
Nil |
60% and below |
Click here |
3 year 1.38% discount |
3.76% |
5.14% |
4.9% APRC |
3.66% |
Yes |
Nil |
Above 60% |
Click here |
Fixed initial rate - INTEREST-ONLY |
5 year fixed rate until 28/02/2026 |
3.49% |
5.14% |
4.4% APRC |
No |
Yes |
Nil |
60% and below |
Click here |
5 year fixed rate until 28/02/2026 |
3.79% |
5.14% |
4.6% APRC |
No |
Yes |
Nil |
Above 60% |
Click here |
ADDITIONAL BORROWING
Product name
|
Initial interest rate
|
Followed
by our
RI MMR^ currently
|
The overall
cost for comparison
is
|
Minimum
interest
rate payable
|
Early
repayment charges
|
Fees
|
Maximum LTV#
|
Further details
|
Discounted initial variable rate - INTEREST-ONLY
|
3 year 1.68% discount
|
3.46%
|
5.14%
|
4.8% APRC
|
3.36%
|
Yes
|
Yes
|
60%
|
Click here
|
3 year 1.38% discount |
3.76% |
5.14% |
4.9% APRC |
3.66% |
Yes |
Yes |
65% |
Click here |
Fixed initial rate - INTEREST-ONLY |
5 year fixed rate until 28/02/2026 |
3.49% |
5.14% |
4.4% APRC |
No |
Yes |
Yes |
60% |
Click here |
5 year fixed rate until 28/02/2026 |
3.79% |
5.14% |
4.6% APRC |
No |
Yes |
Yes |
65% |
Click here |
The above fixed rate mortgages must complete by 01/04/2021. |
FOOTNOTES
^ RI MMR stands for our variable Residential Investment Managed Mortgage Rate.
# LTV stands for Loan to Value.
Do you need our help?
For acceptable products and countries of residence please contact our dedicated New Business Team on 03330 140140 or email our New Business Team.
Alternatively if you would like us to contact you at a time of your choice please complete the call back request form.
We also offer mortgages on an Owner Occupier basis, subject to certain conditions.
|
All of these mortgage products have limited funds and may be withdrawn at any time. Our mortgages shown on this page are available to applicants aged 18 and over who are expatriates, for properties in England or Wales.