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Buy to Let Offset mortgages

New customers will no longer be able to apply for our Buy to Let Offset mortgage products. However, if you are an existing borrower, you will be able to apply for our Offset mortgage products for additional borrowing and product switches.

Additional borrowing Existing borrowers


The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Please note: new customers cannot apply for our Buy to Let Offset mortgage products, but existing borrowers can apply for additional borrowing and product switches.

Find all details of our Buy to Let Offset mortgages available below. Buy to Let Offset mortgages are only available for individuals.

With a Buy to Let Offset mortgage you can use your savings to reduce the interest charged on your mortgage. You won't earn any interest on the savings when they are linked to the mortgage.

Filter:
Sort:
Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

6.09% Offset (2.60% discounted rate from follow on rate) for 2 years (XO0075)
6.09% 8.69% 8.4%APRC
  • Interest-Only
  • Repayment
 60% £0~

Some key features of this mortgage

  • Purpose - Offset applications for Product Switch and Further Advance
  • Options Available - Payment reduction or Balance reduction. Balance reduction only available for repayment mortgages.
  • Discount - 2.60% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum Rate - 4.09%
  • Loan to Value - 60%
  • Application fee - £125 for Further Advance. £0 for Product Switches
  • Legal fees - £100 minimum for Further Advance applications
  • Valuation Fees - £0
  • ~Product Fee - £0 for Further Advance and Product Switch
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum loan - No maximum
  • Minimum Loan - £2,000 for Further Advance. No minimum for product switches
  • Cost for comparison - 8.4% APRC
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for Remortgages and purchases.

See full details for fee details, documents you'll need, and more.

Take the next step:

See full details See what I could borrow
Ask us to call you back

6.24% Offset (2.45% discounted rate from follow on rate) for 2 years (XO0076)
6.24% 8.69% 8.4%APRC
  • Interest-Only
  • Repayment
 75% £0~

Some key features of this mortgage

  • Purpose - Offset applications for Product Switch and Further Advance
  • Options Available - Payment reduction or Balance reduction. Balance reduction only available for repayment mortgages.
  • Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum Rate - 4.24%
  • Loan to Value - 75%
  • Application fee - £125 for Further Advance. £0 for Product Switches
  • Legal fees - £100 minimum for Further Advance applications
  • Valuation Fees - £0
  • ~Product Fee - £0 for Further Advance and Product Switch
  • Early Repayment Charges - 2% in the first year, 1% in the second year
  • Maximum loan - No maximum
  • Minimum Loan - £2,000 for Further Advance. No minimum for product switches
  • Cost for comparison - 8.4% APRC
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for Remortgages and purchases.

See full details for fee details, documents you'll need, and more.

Take the next step:

See full details See what I could borrow
Ask us to call you back

Comparing two mortgage products

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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.