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Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.
- Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.

Individual Buy to Let mortgages for additional borrowing
See all of our current individual Buy to Let mortgage products available for additional borrowing.
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
All of these Owner Occupier mortgage products have limited funds available and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
The minimum further advance we will consider is £2,000. Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).
This information should be read in conjunction with the 'Getting a Mortgage: what you need to know' guide, which provides important information about our mortgage services.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
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5.34% | 8.69% |
7.5% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% 5 Year Fixed Rate to 30/09/2030 (XF0992) |
||||||||||
5.34% | 8.69% |
6.7% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 31/08/2027 (XF0990) |
||||||||||
5.39% | 8.69% |
8.0% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.39% Ltd Co 2 Year Fixed Rate to 31/08/2027 (XF0994) |
||||||||||
5.39% | 8.69% |
8.3% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% Expat 2 Year Fixed Rate to 31/08/2027 (XF1000) |
||||||||||
5.44% | 8.69% |
8.3% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0996) |
||||||||||
5.44% | 8.69% |
7.6% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% 5 Year Fixed Rate to 30/09/2030 (XF0993) |
||||||||||
5.49% | 8.69% |
6.8% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
||||||||||
5.49% | 8.69% |
7.6% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% 2 Year Fixed Rate to 31/08/2027 (XF0991) |
||||||||||
5.54% | 8.69% |
8.0% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% Ltd Co 2 Year Fixed Rate to 31/08/2027 (XF0995) |
||||||||||
5.54% | 8.69% |
8.4% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
||||||||||
5.59% | 8.69% |
8.4% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% Ltd Co 5 Year Fixed Rate to 30/09/2030 (XF0997) |
||||||||||
5.59% | 8.69% |
7.7% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% Offset (2.60% discounted rate from follow on rate) for 2 years (XO0075) |
||||||||||
6.09% | 8.69% |
8.4% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% Offset (2.45% discounted rate from follow on rate) for 2 years (XO0076) |
||||||||||
6.24% | 8.69% |
8.4% |
|
75% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.