Notices

Coming soon... our new and improved Online Service

We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.
Our new Online Service will have a modern design, improved navigation and many added benefits.
Find out more about the changes
Open a Windfall Bond account with us!

From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).
With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
Click here to find out more and apply.
Notice updated: 3 March 2025
IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.
Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.
Important changes to our mortgage products - Find out more.

Mortgage products - On Monday 24 March, we made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.
Our new 1 Year Fixed Rate Bond (56) paying 4.67% AER on balances of £10,000+ is now on sale. Exclusively online only. Find out more here

Expat mortgages for UK homes

We accept mortgages for homes in England and Wales from expats in over 40 countries, including the USA, Hong Kong and Canada.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you a UK expat living abroad?

We have a range of expat Buy To Let mortgages available on an Interest-Only basis to suit your personal circumstances.

We also have a number of expat Owner Occupier mortgages available on an Interest-Only basis, applications can be made via an intermediary/broker.

We lend to UK nationals working abroad, along with UK nationals and foreign nationals working in the UK but paid in a foreign currency.

We have a range of expat Buy to Let mortgages available on an Interest-Only basis for purchase or remortgage.

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

Savings - 03330 140141

Mortgages - 03330 140140

...or ask the way that suits you.

We can call you back at a time that suits you.

Ashley Square, Epsom, Surrey, KT18 5DD.

Your questions might be answered here.