Notices
  • Mortgage products - From today, Friday 22 November, we've made changes to our mortgage product range. This includes increases across our Owner Occupier Fixed Rate Repayment and Interest-Only products, as well as our Buy to Let Fixed Rate products.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 08/11)

  • Online Service update. Due to essential maintenance, our Online Service will be unavailable from Thursday 28 November at 10:00pm until Friday 29 November at 2:00am. We apologise for any inconvenience this may cause.

Windfall Bond

Our Windfall Bond account earns you interest and entry into a monthly free prize draw with a chance to win between £100 and £50,000.

See full product details 

Please note: The Windfall Bond has been withdrawn for new account openings. 

However, the regular monthly draw will continue as normal

35 day notice savings account

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly free prize draw for the chance to win up to £50,000.

See full product details

Upcoming prize draw and prizes!

Find out how many prizes are on offer at the next prize draw

and upcoming draw dates

Find out!   


How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Windfall Bond Prize allocation

The number of prizes entered into the Monthly Free Prize Draw will vary each month. Find details of the prize allocation method we use

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Do you need our help?

If you have any questions about the Windfall Bond, please contact our New Business Team

Get in touch   


* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.   FSCS - Logo

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.