Notices
  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • From 1 March, our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    With exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

    Notice updated: 3 March 2025

  • IMPORTANT: The last day of the 2024 / 2025 tax year is Saturday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 28 March until the morning of Monday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

  • Mortgage products - From today, Monday 24 March, we’ve made changes to our mortgage product range. These include an increase to our Joint Borrower Sole Proprietor (JBSP) maximum loan size for Owner Occupier Repayment mortgages to £1,000,000, new Owner Occupier Interest-Only mortgages to 80% LTV, and the introduction of our House in Multiple Occupation (HMO) mortgages to general sale.

     

  • Our new 1 Year Fixed Rate Bond (54) paying 4.60% AER on balances of £10,000+ is now on sale. Exclusively online only.  Find out more here

Buy to Let - before you buy

What you need to think about and how to get started if you're considering getting a Buy to Let mortgage.

If you’re thinking of becoming a landlord or expanding your portfolio of properties, there are a number of things to consider.  

Our useful Buy to Let guide can help get you started.

This guide covers:

  • The responsibilities of a landlord
  • Stamp Duty Land Tax
  • Income Tax
  • Buy to Let properties in your own name or as a Limited Company


If you have any questions please contact our friendly New Business Team: 

Ask us to call back  Email us


Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

Thinking about purchasing a Buy to Let property?

We offer a wide range of Buy to Let mortgage products, for both individuals and Limited Companies.