Notices
  • Please note that our Online Saver (7) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

  • With more prizes available in the Monthly Free Prize Draws - effective from 1 October 2024. Find out more here

    New Windfall Bond account holders: Newly opened accounts need to be fully funded and nominated bank details registered before the end of August in order to be eligible for entry into the October Prize Draw.

    Existing Windfall Bond account holders: Current Windfall Bond account(s) will automatically be entered into the October Prize Draw; until then the prize draws will continue as normal.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 September 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 05/08)

  • From Thursday 22 August, we reduced our rates on all our fixed rate mortgage products.

    From 19 September 2024, we'll also be reducing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates. We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them. Find out full details here.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Enabling family members to help each other

  • Family-assisted mortgages
Elizabeth, an artist, was due to remortgage her home but needed a helping hand from her daughter Louise. The Joint Borrower Sole Proprietor mortgage allowed her to achieve this.
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Winning big with the Windfall Bond

  • Notice accounts
After being displeased by the offer from Premium Bonds, Bryony opted for the Windfall Bond to gain interest on her savings whilst having the chance win a prize; to her surprise she won one of our larger prizes
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Helping first time buyers get on the ladder

  • Family-assisted mortgages
Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.
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A second chance at being a homeowner in retirement

  • Later life lending
Alicia wanted to relocate and become a homeowner again in her retirement
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Helping a couple stay in their home and close to their family

  • Later life lending
Mr Grice's mother was very elderly and in need of regular support, so the Grices were keen to stay in their home
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A longer mortgage term to make monthly payments more affordable

  • Later life lending
Warwick and Lynda wanted to decrease their monthly mortgage payments, without having to resort to Equity Release
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The Family Mortgage - helping first time buyers with small deposits

  • Family-assisted mortgages
Choosing the Family Mortgage to buy their first home together
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A repayment mortgage even in retirement

  • Later life lending
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
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Helping the retired back into home ownership

  • Later life lending
When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
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Disappointed with his Premium Bonds, Mike found the Windfall Bond

  • Notice accounts
Mike decided to try our Windfall Bond Savings Account. Not only did he earn interest on his savings, but he also won a prize
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