We have emailed or written to you to let you know of how these decreases affect you. In the meantime, you can see all of these changes here.

From 20 January 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them.