Notices

Savings customers - the interest rates on many of our variable rate savings products will be decreasing from 6 January 2025. Find out more

We will be emailing or writing to you shortly to let you know of how these decreases affect you. In the meantime, you can see all of these changes here.
Mortgage customers - our Managed Mortgage Rate (MMR) will decrease by 0.25% from 20 January 2025. Find out more:

From 20 January 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them.
View our Christmas opening hours here. For information on bank transfer processing times over the Christmas period please click here.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.75% on 7 November 2024. Find out more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 December 2024. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 December 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.
(Notice updated 08/11)

Offset mortgage enquiry

Is an Offset mortgage suitable for your needs? Complete our form and we'll be in touch.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Make a Offset mortgage enquiry

If you’re considering our Offset mortgage, please complete our enquiry form to have someone in our friendly New Business Team contact you. We can answer any questions you have about the Offset mortgage and arrange a free, no-obligation appointment with one of our Mortgage Advisers.

Three Quick Questions

Answer three quick questions and we will get back to you to explain how an Offset mortgage could work for you.

* Indicates required information

Question 1

What is the approximate value of the property you are looking to buy or remortgage? (£) *

Question 2

And how much do you estimate you would need a mortgage for? (The Offset mortgage is designed for borrowers requiring 80% or less of the value of the property) (£) *

Question 3

Lastly, how much could be placed in an Offset Saver account to help offset the amount of the mortgage on which the interest is charged? (£) *

Please provide the following contact details and a member of our team will be in touch.

Title*

Forename*

Surname*

Email*

Telephone*

Please select a choice*

I'm a First Time Buyer

I'm helping a First Time Buyer

Our telephone lines are open Monday – Friday 9am – 5:30pm excluding Bank Holidays; Saturdays: closed. We may record any phone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.

We use and retain details about you to respond to your enquiries, for research or analysis, and to check for mortgage eligibility. To find out more, you can read our privacy policy.