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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
4.99% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0898)								Code XF0898
More info	31/01/2030	8.94%	60%	££0	1.00%~	£500^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2030 Application Fee - None Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - £600,000 for purchase and remortgage Minimum Loan - £100,000 for purchase and remortgage Cost for comparison - 7.5% APRC.
4.89% 5 Year Fixed Rate to 31/01/2030 (XF0897)								Code XF0897
More info	31/01/2030	8.94%	60%	££0	£0	£500^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2030 Application Fee - None Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Product Fee - None ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - £600,000 Minimum Loan - £100,000 Cost for comparison - 7.6% APRC.
5.19% 2 Year Fixed Rate to 31/01/2027 (XF0866)								Code XF0866 (EB)
More info	31/01/2027	8.19%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC.
5.29% 2 Year Fixed Rate to 31/01/2027 (XF0867)								Code XF0867 (EB)
More info	31/01/2027	8.19%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC.
5.29% JBSP 2 Year Fixed Rate to 31/01/2027 (XF0868)								Code XF0868 (EB)
More info	31/01/2027	8.19%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.39% JBSP 2 Year Fixed Rate to 31/01/2027 (XF0869)								Code XF0869 (EB)
More info	31/01/2027	8.19%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC.
4.94% 3 Year Fixed Rate to 31/01/2028 (XF0870)								Code XF0870 (EB)
More info	31/01/2028	8.19%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% until 31/01/2026, 2% until 31/01/2027, 1% until 31/01/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.5% APRC.
4.74% 5 Year Fixed Rate to 28/02/2030 (XF0872)								Code XF0872 (EB)
More info	28/02/2030	8.19%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 5.6% APRC.
4.84% 5 Year Fixed Rate to 28/02/2030 (XF0873)								Code XF0873 (EB)
More info	28/02/2030	8.19%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 5.7% APRC.
5.04% 3 Year Fixed Rate to 31/01/2028 (XF0871)								Code XF0871 (EB)
More info	31/01/2028	8.19%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/01/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% until 31/01/2026, 2% until 31/01/2027, 1% until 31/01/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.6% APRC.
4.84% JBSP 5 Year Fixed Rate to 28/02/2030 (XF0874)								Code XF0874 (EB)
More info	28/02/2030	8.19%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 60% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.7% APRC.
4.94% JBSP 5 Year Fixed Rate to 28/02/2030 (XF0875)								Code XF0875 (EB)
More info	28/02/2030	8.19%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.7% APRC.
5.09% Family Mortgage 5 Year Fixed Rate to 28/02/2030 (XF0876)								Code XF0876 (EB)
More info	28/02/2030	8.19%	95%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family Mortgage applications for Product Switch and Further Advance Loan to Value - 95% Security options available - Family Security Account, Family Offset Account, Security Through Property. Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.1% APRC.
5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)								Code XF0878 (EB)
More info	31/01/2027	8.19%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)								Code XF0879 (EB)
More info	31/01/2027	8.19%	80%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC.
4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - IO)								Code XF0884 - IO (EB)
More info	28/02/2030	8.19%	95%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.3% APRC.
5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)								Code XF0881 (EB)
More info	28/02/2030	8.19%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.5% APRC.
5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)								Code XF0882 (EB)
More info	28/02/2030	8.19%	80%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.6% APRC.
4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - RP)								Code XF0884 - RP (EB)
More info	28/02/2030	8.19%	95%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.0% APRC.
5.54% RIO 5 Year Fixed Rate to 28/02/2030 (XFZ025)								Code XFZ025 (EB)
More info	28/02/2030	8.19%	50%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 28/02/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.1% APRC.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.09% Family Mortgage 5 Year Fixed Rate to 28/02/2030 (XF0876)							Compare
5.09%	8.19%	7.1%APRC	Repayment	95%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family Mortgage applications for Product Switch and Further Advance Loan to Value - 95% Security options available - Family Security Account, Family Offset Account, Security Through Property. Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)							Compare
5.49%	8.19%	7.7%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)							Compare
5.74%	8.19%	7.8%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - IO)							Compare
4.99%	8.19%	7.3%APRC	Interest-Only	95%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)							Compare
5.04%	8.19%	6.5%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)							Compare
5.29%	8.19%	6.6%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - RP)							Compare
4.99%	8.19%	7.0%APRC	Repayment	95%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% RIO 5 Year Fixed Rate to 28/02/2030 (XFZ025)							Compare
5.54%	8.19%	7.1%APRC	Interest-Only	50%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 28/02/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)							Compare
5.19%	8.19%	7.2%APRC	Repayment	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)							Compare
5.49%	8.19%	7.7%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2027 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)							Compare
5.74%	8.19%	7.8%APRC	Interest-Only	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 31/01/2027 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)							Compare
5.04%	8.19%	6.4%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)							Compare
5.29%	8.19%	6.6%APRC	Interest-Only	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)							Compare
6.19%	8.19%	7.8%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - Maximum 60% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.44% (1.75% discounted rate from follow on rate) for 3 years (XD0220)							Compare
6.44%	8.19%	7.9%APRC	Interest-Only	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 1.75% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 4.19% Loan to Value - Maximum 80% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071)							Compare
6.04%	8.29%	7.8%APRC	Repayment	60%	£0~		More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Offset applications for Product Switch and Further Advance Options Available - Payment reduction or Balance reduction Discount - 2.25% applied to our Managed Flexi Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 60% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.14% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072)							Compare
6.14%	8.29%	7.8%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Offset applications for Product Switch and Further Advance Options Available - Payment reduction or Balance reduction Discount - 2.15% applied to our Managed Flexi Mortgage Rate for 2 years Minimum Rate - 3.89% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)							Compare
6.19%	8.19%	7.8%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - 60% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.44% (1.75% discounted rate from follow on rate) for 3 years (XD0220)							Compare
6.44%	8.19%	7.9%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 1.75% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 4.19% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.34% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215)							Compare
6.34%	8.19%	8.2%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Discount - 1.85% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 4.09% Loan to Value - 60% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case study - A repayment mortgage even in retirement

Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term

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Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Mortgages - 03330 140140

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Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

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4.99% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0898)

4.89% 5 Year Fixed Rate to 31/01/2030 (XF0897)

5.19% 2 Year Fixed Rate to 31/01/2027 (XF0866)

5.29% 2 Year Fixed Rate to 31/01/2027 (XF0867)

5.29% JBSP 2 Year Fixed Rate to 31/01/2027 (XF0868)

5.39% JBSP 2 Year Fixed Rate to 31/01/2027 (XF0869)

4.94% 3 Year Fixed Rate to 31/01/2028 (XF0870)

4.74% 5 Year Fixed Rate to 28/02/2030 (XF0872)

4.84% 5 Year Fixed Rate to 28/02/2030 (XF0873)

5.04% 3 Year Fixed Rate to 31/01/2028 (XF0871)

4.84% JBSP 5 Year Fixed Rate to 28/02/2030 (XF0874)

4.94% JBSP 5 Year Fixed Rate to 28/02/2030 (XF0875)

5.09% Family Mortgage 5 Year Fixed Rate to 28/02/2030 (XF0876)

5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)

5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)

4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - IO)

5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)

5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)

4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - RP)

5.54% RIO 5 Year Fixed Rate to 28/02/2030 (XFZ025)

5.09% Family Mortgage 5 Year Fixed Rate to 28/02/2030 (XF0876)

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5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)

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5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)

Some key features of this mortgage

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4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - IO)

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5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)

Some key features of this mortgage

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5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)

Some key features of this mortgage

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4.99% FFGM 5 Year Fixed Rate to 28/02/2030 (XF0884 - RP)

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5.54% RIO 5 Year Fixed Rate to 28/02/2030 (XFZ025)

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5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)

Some key features of this mortgage

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5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)

Some key features of this mortgage

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5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)

Some key features of this mortgage

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5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)

Some key features of this mortgage

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5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)

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6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

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6.44% (1.75% discounted rate from follow on rate) for 3 years (XD0220)

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6.04% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071)

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6.14% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072)

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6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

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6.44% (1.75% discounted rate from follow on rate) for 3 years (XD0220)

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6.34% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215)

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