Product End or Switching |Family Assisted Mortgage Switch

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
5.74% JBSP 2 Year Fixed Rate to 30/06/2027 (XF0949)								Code XF0949 (EB)
More info	30/06/2027	7.94%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.8% APRC.
5.24% 5 Year Fixed Rate to 30/06/2030 (XF0950)								Code XF0950 (EB)
More info	30/06/2030	7.94%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/06/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC.
5.49% 5 Year Fixed Rate to 30/06/2030 (XF0951)								Code XF0951 (EB)
More info	30/06/2030	7.94%	80%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 30/06/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.7% APRC.
5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - IO)								Code XF0953 - IO (EB)
More info	30/06/2030	7.94%	95%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 30/06/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC.
5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - RP)								Code XF0953 - RP (EB)
More info	30/06/2030	7.94%	95%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 30/06/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.1% APRC.
5.54% RIO 5 Year Fixed Rate to 30/06/2030 (XFZ027)								Code XFZ027 (EB)
More info	30/06/2030	7.94%	50%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 30/06/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.0% APRC.
5.64% 2 Year Fixed Rate to 30/06/2027 (XF0955)								Code XF0955 (EB)
More info	30/06/2027	8.69%	75%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.1% APRC.
5.49% 2 Year Fixed Rate to 30/06/2027 (XF0954)								Code XF0954 (EB)
More info	30/06/2027	8.69%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.0% APRC.
5.44% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0960)								Code XF0960 (EB)
More info	31/07/2030	8.69%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.49% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0958)								Code XF0958 (EB)
More info	30/06/2027	8.69%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC.
5.34% 5 Year Fixed Rate to 31/07/2030 (XF0956)								Code XF0956 (EB)
More info	31/07/2030	8.69%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.7% APRC.
5.49% 5 Year Fixed Rate to 31/07/2030 (XF0957)								Code XF0957 (EB)
More info	31/07/2030	8.69%	75%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC.
5.64% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0959)								Code XF0959 (EB)
More info	30/06/2027	8.69%	75%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC.
5.59% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0961)								Code XF0961 (EB)
More info	31/07/2030	8.69%	75%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.69% Expat 2 Year Fixed Rate to 30/06/2027 (XF0963)								Code XF0963 (EB)
More info	30/06/2027	8.69%	75%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC.
5.54% Expat 2 Year Fixed Rate to 30/06/2027 (XF0962)								Code XF0962 (EB)
More info	30/06/2027	8.69%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC.
5.39% Expat 5 Year Fixed Rate to 31/07/2030 (XF0964)								Code XF0964 (EB)
More info	31/07/2030	8.69%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC.
5.54% Expat 5 Year Fixed Rate to 31/07/2030 (XF0965)								Code XF0965 (EB)
More info	31/07/2030	8.69%	75%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC.
5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219)								Code XD0219
More info	3 years	7.94%	60%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - Maximum 60% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC.
6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220)								Code XD0220
More info	3 years	7.94%	80%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Discount - 1.75% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 4.19% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.7% APRC.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.74% JBSP 2 Year Fixed Rate to 30/06/2027 (XF0949)							Compare
5.74%	7.94%	7.8%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.24% 5 Year Fixed Rate to 30/06/2030 (XF0950)							Compare
5.24%	7.94%	6.6%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/06/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 5 Year Fixed Rate to 30/06/2030 (XF0951)							Compare
5.49%	7.94%	6.7%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 30/06/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - IO)							Compare
5.29%	7.94%	7.3%APRC	Interest-Only	95%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 30/06/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - RP)							Compare
5.29%	7.94%	7.1%APRC	Repayment	95%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family First Guarantor applications for Product Switch and Further Advance Loan to Value - 95% Fixed Rate end date - 30/06/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% RIO 5 Year Fixed Rate to 30/06/2030 (XFZ027)							Compare
5.54%	7.94%	7.0%APRC	Interest-Only	50%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 30/06/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/06/2026, 4% until 30/06/2027, 3% until 30/06/2028, 2% until 30/06/2029, 1% until 30/06/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% 2 Year Fixed Rate to 30/06/2027 (XF0955)							Compare
5.64%	8.69%	8.1%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 2 Year Fixed Rate to 30/06/2027 (XF0954)							Compare
5.49%	8.69%	8.0%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.44% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0960)							Compare
5.44%	8.69%	7.7%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0958)							Compare
5.49%	8.69%	8.4%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% 5 Year Fixed Rate to 31/07/2030 (XF0956)							Compare
5.34%	8.69%	6.7%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 5 Year Fixed Rate to 31/07/2030 (XF0957)							Compare
5.49%	8.69%	6.8%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0959)							Compare
5.64%	8.69%	8.4%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
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More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.59% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0961)							Compare
5.59%	8.69%	7.7%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.69% Expat 2 Year Fixed Rate to 30/06/2027 (XF0963)							Compare
5.69%	8.69%	8.4%APRC	Interest-Only	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% Expat 2 Year Fixed Rate to 30/06/2027 (XF0962)							Compare
5.54%	8.69%	8.4%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 30/06/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/06/2026, 1% until 30/06/2027 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% Expat 5 Year Fixed Rate to 31/07/2030 (XF0964)							Compare
5.39%	8.69%	7.6%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% Expat 5 Year Fixed Rate to 31/07/2030 (XF0965)							Compare
5.54%	8.69%	7.6%APRC	Interest-Only	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 75% Fixed Rate end date - 31/07/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/07/2026, 4% until 31/07/2027, 3% until 31/07/2028, 2% until 31/07/2029, 1% until 31/07/2030 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219)							Compare
5.94%	7.94%	7.6%APRC	Interest-Only	60%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - Maximum 60% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220)							Compare
6.19%	7.94%	7.7%APRC	Interest-Only	80%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 1.75% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 4.19% Loan to Value - Maximum 80% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


Product	DYNAMIC	DYNAMIC
Initial interest rate	DYNAMIC	DYNAMIC
Current follow on rate	DYNAMIC	DYNAMIC
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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case study - The Family Mortgage - helping first time buyers with small deposits

Choosing the Family Mortgage to buy their first home together

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Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

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Savings - 03330 140144
savings.service@familybsoc.co.uk

Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

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5.74% JBSP 2 Year Fixed Rate to 30/06/2027 (XF0949)

5.24% 5 Year Fixed Rate to 30/06/2030 (XF0950)

5.49% 5 Year Fixed Rate to 30/06/2030 (XF0951)

5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - IO)

5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - RP)

5.54% RIO 5 Year Fixed Rate to 30/06/2030 (XFZ027)

5.64% 2 Year Fixed Rate to 30/06/2027 (XF0955)

5.49% 2 Year Fixed Rate to 30/06/2027 (XF0954)

5.44% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0960)

5.49% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0958)

5.34% 5 Year Fixed Rate to 31/07/2030 (XF0956)

5.49% 5 Year Fixed Rate to 31/07/2030 (XF0957)

5.64% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0959)

5.59% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0961)

5.69% Expat 2 Year Fixed Rate to 30/06/2027 (XF0963)

5.54% Expat 2 Year Fixed Rate to 30/06/2027 (XF0962)

5.39% Expat 5 Year Fixed Rate to 31/07/2030 (XF0964)

5.54% Expat 5 Year Fixed Rate to 31/07/2030 (XF0965)

5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220)

5.74% JBSP 2 Year Fixed Rate to 30/06/2027 (XF0949)

Some key features of this mortgage

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5.24% 5 Year Fixed Rate to 30/06/2030 (XF0950)

Some key features of this mortgage

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5.49% 5 Year Fixed Rate to 30/06/2030 (XF0951)

Some key features of this mortgage

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5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - IO)

Some key features of this mortgage

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5.29% FFGM 5 Year Fixed Rate to 30/06/2030 (XF0953 - RP)

Some key features of this mortgage

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5.54% RIO 5 Year Fixed Rate to 30/06/2030 (XFZ027)

Some key features of this mortgage

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5.64% 2 Year Fixed Rate to 30/06/2027 (XF0955)

Some key features of this mortgage

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5.49% 2 Year Fixed Rate to 30/06/2027 (XF0954)

Some key features of this mortgage

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5.44% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0960)

Some key features of this mortgage

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5.49% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0958)

Some key features of this mortgage

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5.34% 5 Year Fixed Rate to 31/07/2030 (XF0956)

Some key features of this mortgage

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5.49% 5 Year Fixed Rate to 31/07/2030 (XF0957)

Some key features of this mortgage

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5.64% Ltd Co 2 Year Fixed Rate to 30/06/2027 (XF0959)

Some key features of this mortgage

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5.59% Ltd Co 5 Year Fixed Rate to 31/07/2030 (XF0961)

Some key features of this mortgage

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5.69% Expat 2 Year Fixed Rate to 30/06/2027 (XF0963)

Some key features of this mortgage

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5.54% Expat 2 Year Fixed Rate to 30/06/2027 (XF0962)

Some key features of this mortgage

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5.39% Expat 5 Year Fixed Rate to 31/07/2030 (XF0964)

Some key features of this mortgage

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5.54% Expat 5 Year Fixed Rate to 31/07/2030 (XF0965)

Some key features of this mortgage

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5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

Some key features of this mortgage

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6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220)

Some key features of this mortgage

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