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Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.34% Professional 5 Year Fixed Rate to 30/11/2029 (XF0853) |
Code XF0853 (Direct) | |||||||||
More info | 30/11/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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5.44% 2 Year Fixed Rate to 30/11/2026 (XF0822) |
Code XF0822 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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5.54% 2 Year Fixed Rate to 30/11/2026 (XF0823) |
Code XF0823 | |||||||||
More info | 30/11/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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5.64% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0825) |
Code XF0825 | |||||||||
More info | 30/11/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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|
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5.54% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0824) |
Code XF0824 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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|
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4.89% 5 Year Fixed Rate to 30/11/2029 (XF0828) |
Code XF0828 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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4.99% 5 Year Fixed Rate to 30/11/2029 (XF0829) |
Code XF0829 | |||||||||
More info | 30/11/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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4.99% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0830) |
Code XF0830 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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|
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5.09% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0831) |
Code XF0831 | |||||||||
More info | 30/11/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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|
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5.24% Family Mortgage 5 Year Fixed Rate to 30/11/2029 (XF0832) |
Code XF0832 | |||||||||
More info | 30/11/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
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|
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5.54% 5 Year Fixed Rate to 30/11/2029 (XF0838) |
Code XF0838 | |||||||||
More info | 30/11/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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|
||||||||||
6.44% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
Code XD0219 | |||||||||
More info | 3 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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|
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6.14% 2 Year Fixed Rate to 30/11/2026 (XF0835) |
Code XF0835 | |||||||||
More info | 30/11/2026 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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|
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5.84% RIO 5 Year Fixed Rate to 30/11/2029 (XFZ024) |
Code XFZ024 | |||||||||
More info | 30/11/2029 | 8.44% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
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|
||||||||||
6.69% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
Code XD0220 | |||||||||
More info | 3 years | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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|
||||||||||
5.84% 2 Year Fixed Rate to 30/11/2026 (XF0841) |
Code XF0841 | |||||||||
More info | 30/11/2026 | 9.19% | 70% | £175* | £999~ | £0^ | Yes | Yes | No | |
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|
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5.69% 2 Year Fixed Rate to 30/11/2026 (XF0840) |
Code XF0840 | |||||||||
More info | 30/11/2026 | 9.19% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
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|
||||||||||
5.34% 5 Year Fixed Rate to 31/10/2029 (XF0843) |
Code XF0843 | |||||||||
More info | 31/10/2029 | 9.19% | 70% | £175* | £999~ | £0^ | Yes | Yes | No | |
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|
||||||||||
5.19% 5 Year Fixed Rate to 31/10/2029 (XF0842) |
Code XF0842 | |||||||||
More info | 31/10/2029 | 9.19% | 60% | £175* | £999~ | £0^ | Yes | Yes | No | |
More info
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|
||||||||||
5.84% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0844) |
Code XF0844 | |||||||||
More info | 30/11/2026 | 9.19% | 60% | £175* | 1.00%~ | £0^ | Yes | Yes | No | |
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|
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.34% Professional 5 Year Fixed Rate to 30/11/2029 (XF0853) |
||||||||||
5.34% | 8.44% |
7.5% |
|
80% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% 2 Year Fixed Rate to 30/11/2026 (XF0822) |
||||||||||
5.44% | 8.44% |
7.5% |
|
60% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% 2 Year Fixed Rate to 30/11/2026 (XF0823) |
||||||||||
5.54% | 8.44% |
7.6% |
|
80% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0825) |
||||||||||
5.64% | 8.44% |
8.2% |
|
80% | £599~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0824) |
||||||||||
5.54% | 8.44% |
8.1% |
|
60% | £599~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% 5 Year Fixed Rate to 30/11/2029 (XF0828) |
||||||||||
4.89% | 8.44% |
5.8% |
|
60% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% 5 Year Fixed Rate to 30/11/2029 (XF0829) |
||||||||||
4.99% | 8.44% |
5.9% |
|
80% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0830) |
||||||||||
4.99% | 8.44% |
7.1% |
|
60% | £599~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.09% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0831) |
||||||||||
5.09% | 8.44% |
7.2% |
|
80% | £599~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% Family Mortgage 5 Year Fixed Rate to 30/11/2029 (XF0832) |
||||||||||
5.24% | 8.44% |
7.4% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% 5 Year Fixed Rate to 30/11/2029 (XF0838) |
||||||||||
5.54% | 8.44% |
6.9% |
|
60% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.44% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
||||||||||
6.44% | 8.44% |
8.1% |
|
60% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.14% 2 Year Fixed Rate to 30/11/2026 (XF0835) |
||||||||||
6.14% | 8.44% |
8.2% |
|
60% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% RIO 5 Year Fixed Rate to 30/11/2029 (XFZ024) |
||||||||||
5.84% | 8.44% |
7.6% |
|
50% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.69% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
||||||||||
6.69% | 8.44% |
8.2% |
|
80% | £999~ |
£500 cashback for remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% 2 Year Fixed Rate to 30/11/2026 (XF0841) |
||||||||||
5.84% | 9.19% |
9.0% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% 2 Year Fixed Rate to 30/11/2026 (XF0840) |
||||||||||
5.69% | 9.19% |
8.9% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/10/2029 (XF0843) |
||||||||||
5.34% | 9.19% |
8.0% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% 5 Year Fixed Rate to 31/10/2029 (XF0842) |
||||||||||
5.19% | 9.19% |
7.9% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0844) |
||||||||||
5.84% | 9.19% |
9.0% |
|
60% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A second chance at being a homeowner in retirement
Alicia wanted to relocate and become a homeowner again in her retirement
Over 125 years of helping people move in
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