Joint Borrower Sole Proprietor |

Sort products by:

Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
5.44% 2 Year Fixed Rate to 31/01/2027 (XF0885)								Code XF0885 (EB)
More info	31/01/2027	8.94%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.4% APRC.
5.59% 2 Year Fixed Rate to 31/01/2027 (XF0886)								Code XF0886 (EB)
More info	31/01/2027	8.94%	70%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.4% APRC.
4.99% 5 Year Fixed Rate to 31/01/2030 (XF0887)								Code XF0887 (EB)
More info	31/01/2030	8.94%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC.
5.49% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0889)								Code XF0889 (EB)
More info	31/01/2027	8.94%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC.
5.14% 5 Year Fixed Rate to 31/01/2030 (XF0888)								Code XF0888 (EB)
More info	31/01/2030	8.94%	70%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC.
5.64% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0890)								Code XF0890 (EB)
More info	31/01/2027	8.94%	70%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC.
5.24% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0891)								Code XF0891 (EB)
More info	31/01/2030	8.94%	60%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.39% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0892)								Code XF0892 (EB)
More info	31/01/2030	8.94%	70%	£125*	£0~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC.
5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)								Code XF0896 (EB)
More info	31/01/2030	8.94%	70%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.64% Expat 2 Year Fixed Rate to 31/01/2027 (XF0893)								Code XF0893 (EB)
More info	31/01/2027	8.94%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC.
5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)								Code XF0895 (EB)
More info	31/01/2030	8.94%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC.
5.79% Expat 2 Year Fixed Rate to 31/01/2027 (XF0894)								Code XF0894 (EB)
More info	31/01/2027	8.94%	70%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC.
5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)								Code XF0877 (Direct)
More info	28/02/2030	8.19%	80%	£175*	£999~	£500^	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.3% APRC.
5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)								Code XF0878 (Direct)
More info	31/01/2027	8.19%	60%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2027 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.7% APRC.
5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)								Code XF0879 (Direct)
More info	31/01/2027	8.19%	80%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 31/01/2027 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC.
5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)								Code XF0881 (Direct)
More info	28/02/2030	8.19%	60%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 28/02/2030 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.4% APRC.
5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)								Code XF0895 (Direct)
More info	31/01/2030	8.94%	60%	£175*	1.00%~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2030 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.0% APRC.
5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)								Code XF0896 (Direct)
More info	31/01/2030	8.94%	70%	£175*	1.00%~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 70% Fixed Rate end date - 31/01/2030 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.0% APRC.
5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)								Code XF0882 (Direct)
More info	28/02/2030	8.19%	80%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.6% APRC.
6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)								Code XD0219
More info	3 years	8.19%	60%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - Maximum 60% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.44% 2 Year Fixed Rate to 31/01/2027 (XF0885)							Compare
5.44%	8.94%	8.4%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.59% 2 Year Fixed Rate to 31/01/2027 (XF0886)							Compare
5.59%	8.94%	8.4%APRC	Interest-Only Repayment	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.99% 5 Year Fixed Rate to 31/01/2030 (XF0887)							Compare
4.99%	8.94%	7.2%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0889)							Compare
5.49%	8.94%	8.6%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.14% 5 Year Fixed Rate to 31/01/2030 (XF0888)							Compare
5.14%	8.94%	7.2%APRC	Interest-Only Repayment	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0890)							Compare
5.64%	8.94%	8.6%APRC	Interest-Only Repayment	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.24% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0891)							Compare
5.24%	8.94%	7.7%APRC	Interest-Only Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0892)							Compare
5.39%	8.94%	7.8%APRC	Interest-Only Repayment	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)							Compare
5.49%	8.94%	7.7%APRC	Interest-Only	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% Expat 2 Year Fixed Rate to 31/01/2027 (XF0893)							Compare
5.64%	8.94%	8.6%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)							Compare
5.34%	8.94%	7.7%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 60% Fixed Rate end date - 31/01/2030 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% Expat 2 Year Fixed Rate to 31/01/2027 (XF0894)							Compare
5.79%	8.94%	8.6%APRC	Interest-Only	70%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Product Switch and Further Advance Loan to Value - 70% Fixed Rate end date - 31/01/2027 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)							Compare
5.19%	8.19%	7.2%APRC	Repayment	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)							Compare
5.49%	8.19%	7.7%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2027 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)							Compare
5.74%	8.19%	7.8%APRC	Interest-Only	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 31/01/2027 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)							Compare
5.04%	8.19%	6.4%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)							Compare
5.34%	8.94%	8.0%APRC	Interest-Only	60%	1.00%~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage. Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 60% Fixed Rate end date - 31/01/2030 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)							Compare
5.49%	8.94%	8.0%APRC	Interest-Only	70%	1.00%~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage. Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, on an execution only basis. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 70% Fixed Rate end date - 31/01/2030 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 31/01/2026, 4% until 31/01/2027, 3% until 31/01/2028, 2% until 31/01/2029, 1% until 31/01/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)							Compare
5.29%	8.19%	6.6%APRC	Interest-Only	80%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and remortgage Please note that this product is exclusively available for purchase and remortgage purposes for direct customer applications, via our in-house mortgage advice team. This product is not available for purchase / remortgage applications submitted from directly authorised brokers Loan to Value - Maximum 80% Fixed Rate end date - 28/02/2030 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 5% until 28/02/2026, 4% until 28/02/2027, 3% until 29/02/2028, 2% until 28/02/2029, 1% until 28/02/2030 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)							Compare
6.19%	8.19%	7.8%APRC	Interest-Only	60%	£999~	£500 cashback for remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 2.00% applied to our Managed Mortgage Rate for 3 years Minimum Rate - 3.94% Loan to Value - Maximum 60% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


Product	DYNAMIC	DYNAMIC
Initial interest rate	DYNAMIC	DYNAMIC
Current follow on rate	DYNAMIC	DYNAMIC
Overall cost for comparison	DYNAMIC	DYNAMIC
Repayment or Interest-Only?	DYNAMIC	DYNAMIC
Max % loan to value (LTV)	DYNAMIC	DYNAMIC
Product fees	DYNAMIC	DYNAMIC
Additional benefits	DYNAMIC	DYNAMIC

Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case Study - Helping first time buyers get on the ladder

Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.

View full case study

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

More about who we are View our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
savings.service@familybsoc.co.uk

Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.

See full contact details

5.44% 2 Year Fixed Rate to 31/01/2027 (XF0885)

5.59% 2 Year Fixed Rate to 31/01/2027 (XF0886)

4.99% 5 Year Fixed Rate to 31/01/2030 (XF0887)

5.49% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0889)

5.14% 5 Year Fixed Rate to 31/01/2030 (XF0888)

5.64% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0890)

5.24% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0891)

5.39% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0892)

5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)

5.64% Expat 2 Year Fixed Rate to 31/01/2027 (XF0893)

5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)

5.79% Expat 2 Year Fixed Rate to 31/01/2027 (XF0894)

5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)

5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)

5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)

5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)

5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)

5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)

5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)

6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

5.44% 2 Year Fixed Rate to 31/01/2027 (XF0885)

Some key features of this mortgage

Take the next step:

5.59% 2 Year Fixed Rate to 31/01/2027 (XF0886)

Some key features of this mortgage

Take the next step:

4.99% 5 Year Fixed Rate to 31/01/2030 (XF0887)

Some key features of this mortgage

Take the next step:

5.49% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0889)

Some key features of this mortgage

Take the next step:

5.14% 5 Year Fixed Rate to 31/01/2030 (XF0888)

Some key features of this mortgage

Take the next step:

5.64% Ltd Co 2 Year Fixed Rate to 31/01/2027 (XF0890)

Some key features of this mortgage

Take the next step:

5.24% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0891)

Some key features of this mortgage

Take the next step:

5.39% Ltd Co 5 Year Fixed Rate to 31/01/2030 (XF0892)

Some key features of this mortgage

Take the next step:

5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)

Some key features of this mortgage

Take the next step:

5.64% Expat 2 Year Fixed Rate to 31/01/2027 (XF0893)

Some key features of this mortgage

Take the next step:

5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)

Some key features of this mortgage

Take the next step:

5.79% Expat 2 Year Fixed Rate to 31/01/2027 (XF0894)

Some key features of this mortgage

Take the next step:

5.19% Professionals 5 Year Fixed Rate to 28/02/2030 (XF0877)

Some key features of this mortgage

Take the next step:

5.49% 2 Year Fixed Rate to 31/01/2027 (XF0878)

Some key features of this mortgage

Take the next step:

5.74% 2 Year Fixed Rate to 31/01/2027 (XF0879)

Some key features of this mortgage

Take the next step:

5.04% 5 Year Fixed Rate to 28/02/2030 (XF0881)

Some key features of this mortgage

Take the next step:

5.34% Expat 5 Year Fixed Rate to 31/01/2030 (XF0895)

Some key features of this mortgage

Take the next step:

5.49% Expat 5 Year Fixed Rate to 31/01/2030 (XF0896)

Some key features of this mortgage

Take the next step:

5.29% 5 Year Fixed Rate to 28/02/2030 (XF0882)

Some key features of this mortgage

Take the next step:

6.19% (2.00% discounted rate from follow on rate) for 3 years (XD0219)

Some key features of this mortgage

Take the next step: