- Please note that our Online Saver (7) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
5.59% 2 Year Fixed Rate to 31/01/2027 (XF0886)
Key things to bear in mind
- Purpose - Further Advance and Product Switch applications
- Loan to Value - 70%
- Fixed Rate end date - 31/01/2027
- Application fee - £125 for Further Advance. £0 for Product Switches
- Legal fees - £100 minimum for Further Advance applications
- Valuation Fees - £0
- ~Product Fee - £0 for Further Advance and Product Switch
- Early Repayment Charges - 2% until 31/01/2026, 1% until 31/01/2027
- Maximum loan - No maximum
- Minimum Loan - £2,000 for further advance. No minimum for product switches
- Cost for comparison - 8.4% APRC.
More downloads & what you'll need to apply
Identification
Only applicable for further advance applications - We carry out an electronic ID check on all applicants. If this fails you will need to provide us with ID documents.
Bank statements
Only applicable for further advance applications - Buy to Let applicants are normally required to have an existing UK mortgage. We carry out an electronic credit check on all applicants which may show the performance of these. If this fails to show their existing mortgage(s), 12 months proof of conduct is required. To speed up our underwriting, you can provide this on submission.
Proof of income
Only applicable for further advance applications - A copy of the existing / proposed tenancy agreement.
Other items
Only applicable for further advance applications - A copy of the existing / proposed tenancy agreement.
Case study - A repayment mortgage even in retirement
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
View full case studyOver 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
![](https://cdn-webv13.familybuildingsociety.co.uk/images/librariesprovider3/carousel-imagery/multi-award-winning-20238973ed59-acbf-4f48-b66c-6d3944326051.png?sfvrsn=a2cb83fd_1)
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.