Individual Buy to Let Mortgages |

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
5.49% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0847)								Code XF0847
More info	31/10/2029	9.19%	70%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 70% Fixed Rate end date - 31/10/2029 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies* Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 5% until 31/10/2025, 4% until 31/10/2026, 3% until 31/10/2027, 2% until 31/10/2028, 1% until 31/10/2029 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.2% APRC.
5.34% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0846)								Code XF0846
More info	31/10/2029	9.19%	60%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 60% Fixed Rate end date - 31/10/2029 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies* Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 5% until 31/10/2025, 4% until 31/10/2026, 3% until 31/10/2027, 2% until 31/10/2028, 1% until 31/10/2029 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 8.1% APRC.
5.99% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0845)								Code XF0845
More info	30/11/2026	9.19%	70%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 70% Fixed Rate end date - 30/11/2026 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies* Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 9.1% APRC.
5.99% Expat 2 Year Fixed Rate to 30/11/2026 (XF0848)								Code XF0848
More info	30/11/2026	9.19%	60%	£175*	1.00%~	£0^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 60% Fixed Rate end date - 30/11/2026 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies* Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 9.1% APRC.
6.14% Expat 2 Year Fixed Rate to 30/11/2026 (XF0849)								Code XF0849
More info	30/11/2026	9.19%	70%	£175*	1.00%~	£0^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 70% Fixed Rate end date - 30/11/2026 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies* Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for purchase and remortgage Cost for comparison - 9.1% APRC.
5.44% 2 Year Fixed Rate to 30/11/2026 (XF0822)								Code XF0822 (EB)
More info	30/11/2026	8.44%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2026 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.5% APRC.
5.54% 2 Year Fixed Rate to 30/11/2026 (XF0823)								Code XF0823 (EB)
More info	30/11/2026	8.44%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 30/11/2026 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.5% APRC.
5.54% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0824)								Code XF0824 (EB)
More info	30/11/2026	8.44%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 60% Fixed Rate end date - 30/11/2026 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.0% APRC.
5.19% 3 Year Fixed Rate to 30/11/2027 (XF0826)								Code XF0826 (EB)
More info	30/11/2027	8.44%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% until 30/11/2025, 2% until 30/11/2026, 1% until 30/11/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.8% APRC.
5.64% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0825)								Code XF0825 (EB)
More info	30/11/2026	8.44%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 30/11/2026 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.0% APRC.
5.29% 3 Year Fixed Rate to 30/11/2027 (XF0827)								Code XF0827 (EB)
More info	30/11/2027	8.44%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 30/11/2027 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 3% until 30/11/2025, 2% until 30/11/2026, 1% until 30/11/2027 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.9% APRC.
4.89% 5 Year Fixed Rate to 30/11/2029 (XF0828)								Code XF0828 (EB)
More info	30/11/2029	8.44%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 5.8% APRC.
4.99% 5 Year Fixed Rate to 30/11/2029 (XF0829)								Code XF0829 (EB)
More info	30/11/2029	8.44%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 5.9% APRC.
4.99% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0830)								Code XF0830 (EB)
More info	30/11/2029	8.44%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages. Loan to Value - 60% Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.9% APRC.
5.09% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0831)								Code XF0831 (EB)
More info	30/11/2029	8.44%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.9% APRC.
5.24% Family Mortgage 5 Year Fixed Rate to 30/11/2029 (XF0832)								Code XF0832 (EB)
More info	30/11/2029	8.44%	95%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family Mortgage applications for Product Switch and Further Advance Loan to Value - 95% Security options available - Family Security Account, Family Offset Account, Security Through Property. Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - £500,000 in total (across any original borrowing plus further advance(s) Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 7.4% APRC.
6.29% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071)								Code XO0071 (EB)
More info	2 years	8.54%	60%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Offset applications for Product Switch and Further Advance Options Available - Payment reduction or Balance reduction Discount - 2.25% applied to our Managed Flexi Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 60% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch ^Cashback - £0 Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.1% APRC.
6.39% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072)								Code XO0072 (EB)
More info	2 years	8.54%	80%	£125*	£0~	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Offset applications for Product Switch and Further Advance Options Available - Payment reduction or Balance reduction Discount - 2.15% applied to our Managed Flexi Mortgage Rate for 2 years Minimum Rate - 3.89% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch ^Cashback - £0 Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.1% APRC.
5.94% 2 Year Fixed Rate to 30/11/2026 (XF0833)								Code XF0833 (EB)
More info	30/11/2026	8.44%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2026 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 30/11/2025, 1% until 30/11/2026 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 8.1% APRC.
5.34% 5 Year Fixed Rate to 30/11/2029 (XF0836)								Code XF0836 (EB)
More info	30/11/2029	8.44%	60%	£125*	£0~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 30/11/2029 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/11/2025, 4% until 30/11/2026, 3% until 30/11/2027, 2% until 30/11/2028, 1% until 30/11/2029 Maximum Loan - No maximum Minimum Loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 6.8% APRC.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
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Mortgages - 03330 140140

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Mortgages - 03330 140146
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5.49% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0847)

5.34% Ltd Co 5 Year Fixed Rate to 31/10/2029 (XF0846)

5.99% Ltd Co 2 Year Fixed Rate to 30/11/2026 (XF0845)

5.99% Expat 2 Year Fixed Rate to 30/11/2026 (XF0848)

6.14% Expat 2 Year Fixed Rate to 30/11/2026 (XF0849)

5.44% 2 Year Fixed Rate to 30/11/2026 (XF0822)

5.54% 2 Year Fixed Rate to 30/11/2026 (XF0823)

5.54% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0824)

5.19% 3 Year Fixed Rate to 30/11/2027 (XF0826)

5.64% JBSP 2 Year Fixed Rate to 30/11/2026 (XF0825)

5.29% 3 Year Fixed Rate to 30/11/2027 (XF0827)

4.89% 5 Year Fixed Rate to 30/11/2029 (XF0828)

4.99% 5 Year Fixed Rate to 30/11/2029 (XF0829)

4.99% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0830)

5.09% JBSP 5 Year Fixed Rate to 30/11/2029 (XF0831)

5.24% Family Mortgage 5 Year Fixed Rate to 30/11/2029 (XF0832)

6.29% Offset (2.25% discounted rate from follow on rate) for 2 years (XO0071)

6.39% Offset (2.15% discounted rate from follow on rate) for 2 years (XO0072)

5.94% 2 Year Fixed Rate to 30/11/2026 (XF0833)

5.34% 5 Year Fixed Rate to 30/11/2029 (XF0836)